▼ 0.50% · 3.625%
HK$20,989
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,642
−HK$663/mo
Today · 4.125%
HK$22,305
baseline
▲ 0.50% · 4.625%
HK$23,662
+HK$1,357/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,610/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,350
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,976
−HK$636/mo
Today · 4.125%
HK$24,612
baseline
▲ 0.50% · 4.625%
HK$25,909
+HK$1,297/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,224/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,088
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,806
−HK$730/mo
Today · 4.125%
HK$24,536
baseline
▲ 0.50% · 4.625%
HK$26,029
+HK$1,493/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,072/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,685
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,374
−HK$699/mo
Today · 4.125%
HK$27,073
baseline
▲ 0.50% · 4.625%
HK$28,500
+HK$1,427/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,146/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,187
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,970
−HK$796/mo
Today · 4.125%
HK$26,766
baseline
▲ 0.50% · 4.625%
HK$28,395
+HK$1,629/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,532/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,020
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,772
−HK$762/mo
Today · 4.125%
HK$29,534
baseline
▲ 0.50% · 4.625%
HK$31,091
+HK$1,557/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$59,068/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,286
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,134
−HK$863/mo
Today · 4.125%
HK$28,997
baseline
▲ 0.50% · 4.625%
HK$30,761
+HK$1,764/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$57,994/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,355
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,169
−HK$826/mo
Today · 4.125%
HK$31,995
baseline
▲ 0.50% · 4.625%
HK$33,682
+HK$1,687/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$63,990/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,385
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,299
−HK$928/mo
Today · 4.125%
HK$31,227
baseline
▲ 0.50% · 4.625%
HK$33,127
+HK$1,900/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$62,454/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,690
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,567
−HK$889/mo
Today · 4.125%
HK$34,456
baseline
▲ 0.50% · 4.625%
HK$36,272
+HK$1,816/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$68,912/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,483
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,463
−HK$995/mo
Today · 4.125%
HK$33,458
baseline
▲ 0.50% · 4.625%
HK$35,494
+HK$2,036/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$66,916/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,025
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,964
−HK$953/mo
Today · 4.125%
HK$36,917
baseline
▲ 0.50% · 4.625%
HK$38,863
+HK$1,946/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$73,834/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,582
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,627
−HK$1,061/mo
Today · 4.125%
HK$35,688
baseline
▲ 0.50% · 4.625%
HK$37,860
+HK$2,172/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$71,376/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,360
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,362
−HK$1,017/mo
Today · 4.125%
HK$39,379
baseline
▲ 0.50% · 4.625%
HK$41,454
+HK$2,075/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$78,758/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,681
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,791
−HK$1,128/mo
Today · 4.125%
HK$37,919
baseline
▲ 0.50% · 4.625%
HK$40,226
+HK$2,307/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$75,838/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,695
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,760
−HK$1,080/mo
Today · 4.125%
HK$41,840
baseline
▲ 0.50% · 4.625%
HK$44,045
+HK$2,205/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$83,680/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,780
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,955
−HK$1,194/mo
Today · 4.125%
HK$40,149
baseline
▲ 0.50% · 4.625%
HK$42,592
+HK$2,443/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$80,298/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,030
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,157
−HK$1,144/mo
Today · 4.125%
HK$44,301
baseline
▲ 0.50% · 4.625%
HK$46,636
+HK$2,335/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$88,602/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,467 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).