▼ 0.50% · 3.625%
HK$20,230
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,860
−HK$639/mo
Today · 4.125%
HK$21,499
baseline
▲ 0.50% · 4.625%
HK$22,807
+HK$1,308/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$42,998/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,506
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,110
−HK$612/mo
Today · 4.125%
HK$23,722
baseline
▲ 0.50% · 4.625%
HK$24,972
+HK$1,250/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,444/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,253
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,946
−HK$703/mo
Today · 4.125%
HK$23,649
baseline
▲ 0.50% · 4.625%
HK$25,088
+HK$1,439/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,298/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,757
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,421
−HK$673/mo
Today · 4.125%
HK$26,094
baseline
▲ 0.50% · 4.625%
HK$27,470
+HK$1,376/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,188/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,276
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,031
−HK$768/mo
Today · 4.125%
HK$25,799
baseline
▲ 0.50% · 4.625%
HK$27,368
+HK$1,569/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$51,598/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$266,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,007
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,731
−HK$735/mo
Today · 4.125%
HK$28,466
baseline
▲ 0.50% · 4.625%
HK$29,967
+HK$1,501/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$56,932/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$266,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,299
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,117
−HK$832/mo
Today · 4.125%
HK$27,949
baseline
▲ 0.50% · 4.625%
HK$29,649
+HK$1,700/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$55,898/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,258
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,042
−HK$796/mo
Today · 4.125%
HK$30,838
baseline
▲ 0.50% · 4.625%
HK$32,464
+HK$1,626/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$61,676/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,322
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,203
−HK$895/mo
Today · 4.125%
HK$30,098
baseline
▲ 0.50% · 4.625%
HK$31,930
+HK$1,832/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,196/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,508
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,353
−HK$858/mo
Today · 4.125%
HK$33,211
baseline
▲ 0.50% · 4.625%
HK$34,961
+HK$1,750/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,422/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,345
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,289
−HK$959/mo
Today · 4.125%
HK$32,248
baseline
▲ 0.50% · 4.625%
HK$34,211
+HK$1,963/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,496/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,759
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,664
−HK$919/mo
Today · 4.125%
HK$35,583
baseline
▲ 0.50% · 4.625%
HK$37,458
+HK$1,875/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,166/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,368
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,375
−HK$1,023/mo
Today · 4.125%
HK$34,398
baseline
▲ 0.50% · 4.625%
HK$36,491
+HK$2,093/mo
Deposit HK$1.77M · loan HK$7.10M · min. income ≈ HK$68,796/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,010
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,975
−HK$980/mo
Today · 4.125%
HK$37,955
baseline
▲ 0.50% · 4.625%
HK$39,956
+HK$2,001/mo
Deposit HK$1.77M · loan HK$7.10M · min. income ≈ HK$75,910/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,391
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,461
−HK$1,087/mo
Today · 4.125%
HK$36,548
baseline
▲ 0.50% · 4.625%
HK$38,772
+HK$2,224/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$73,096/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,260
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,286
−HK$1,041/mo
Today · 4.125%
HK$40,327
baseline
▲ 0.50% · 4.625%
HK$42,453
+HK$2,126/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$80,654/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,414
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,547
−HK$1,151/mo
Today · 4.125%
HK$38,698
baseline
▲ 0.50% · 4.625%
HK$41,053
+HK$2,355/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$77,396/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,511
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,597
−HK$1,102/mo
Today · 4.125%
HK$42,699
baseline
▲ 0.50% · 4.625%
HK$44,950
+HK$2,251/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$85,398/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,158 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).