▼ 0.50% · 3.625%
HK$3,833
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,952
−HK$121/mo
Today · 4.125%
HK$4,073
baseline
▲ 0.50% · 4.625%
HK$4,321
+HK$248/mo
Deposit HK$840K · loan HK$840K · min. income ≈ HK$8,146/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,264
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,378
−HK$116/mo
Today · 4.125%
HK$4,494
baseline
▲ 0.50% · 4.625%
HK$4,731
+HK$237/mo
Deposit HK$840K · loan HK$840K · min. income ≈ HK$8,988/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,216
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,347
−HK$134/mo
Today · 4.125%
HK$4,481
baseline
▲ 0.50% · 4.625%
HK$4,753
+HK$272/mo
Deposit HK$756K · loan HK$925K · min. income ≈ HK$8,962/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,691
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,816
−HK$128/mo
Today · 4.125%
HK$4,944
baseline
▲ 0.50% · 4.625%
HK$5,205
+HK$261/mo
Deposit HK$756K · loan HK$925K · min. income ≈ HK$9,888/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,600
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,743
−HK$145/mo
Today · 4.125%
HK$4,888
baseline
▲ 0.50% · 4.625%
HK$5,185
+HK$297/mo
Deposit HK$672K · loan HK$1.01M · min. income ≈ HK$9,776/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,117
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,254
−HK$139/mo
Today · 4.125%
HK$5,393
baseline
▲ 0.50% · 4.625%
HK$5,678
+HK$285/mo
Deposit HK$672K · loan HK$1.01M · min. income ≈ HK$10,786/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,983
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,138
−HK$157/mo
Today · 4.125%
HK$5,295
baseline
▲ 0.50% · 4.625%
HK$5,617
+HK$322/mo
Deposit HK$588K · loan HK$1.09M · min. income ≈ HK$10,590/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,543
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,692
−HK$151/mo
Today · 4.125%
HK$5,843
baseline
▲ 0.50% · 4.625%
HK$6,151
+HK$308/mo
Deposit HK$588K · loan HK$1.09M · min. income ≈ HK$11,686/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,366
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,533
−HK$170/mo
Today · 4.125%
HK$5,703
baseline
▲ 0.50% · 4.625%
HK$6,050
+HK$347/mo
Deposit HK$504K · loan HK$1.18M · min. income ≈ HK$11,406/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,970
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,130
−HK$162/mo
Today · 4.125%
HK$6,292
baseline
▲ 0.50% · 4.625%
HK$6,624
+HK$332/mo
Deposit HK$504K · loan HK$1.18M · min. income ≈ HK$12,584/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,749
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,928
−HK$182/mo
Today · 4.125%
HK$6,110
baseline
▲ 0.50% · 4.625%
HK$6,482
+HK$372/mo
Deposit HK$420K · loan HK$1.26M · min. income ≈ HK$12,220/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,396
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,568
−HK$174/mo
Today · 4.125%
HK$6,742
baseline
▲ 0.50% · 4.625%
HK$7,097
+HK$355/mo
Deposit HK$420K · loan HK$1.26M · min. income ≈ HK$13,484/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,133
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,323
−HK$194/mo
Today · 4.125%
HK$6,517
baseline
▲ 0.50% · 4.625%
HK$6,914
+HK$397/mo
Deposit HK$336K · loan HK$1.34M · min. income ≈ HK$13,034/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,823
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,006
−HK$185/mo
Today · 4.125%
HK$7,191
baseline
▲ 0.50% · 4.625%
HK$7,570
+HK$379/mo
Deposit HK$336K · loan HK$1.34M · min. income ≈ HK$14,382/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,516
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,719
−HK$206/mo
Today · 4.125%
HK$6,925
baseline
▲ 0.50% · 4.625%
HK$7,346
+HK$421/mo
Deposit HK$252K · loan HK$1.43M · min. income ≈ HK$13,850/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,249
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,443
−HK$198/mo
Today · 4.125%
HK$7,641
baseline
▲ 0.50% · 4.625%
HK$8,043
+HK$402/mo
Deposit HK$252K · loan HK$1.43M · min. income ≈ HK$15,282/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,899
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,114
−HK$218/mo
Today · 4.125%
HK$7,332
baseline
▲ 0.50% · 4.625%
HK$7,778
+HK$446/mo
Deposit HK$168K · loan HK$1.51M · min. income ≈ HK$14,664/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,675
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,881
−HK$209/mo
Today · 4.125%
HK$8,090
baseline
▲ 0.50% · 4.625%
HK$8,516
+HK$426/mo
Deposit HK$168K · loan HK$1.51M · min. income ≈ HK$16,180/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).