▼ 0.50% · 3.625%
HK$4,339
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,474
−HK$137/mo
Today · 4.125%
HK$4,611
baseline
▲ 0.50% · 4.625%
HK$4,892
+HK$281/mo
Deposit HK$952K · loan HK$952K · min. income ≈ HK$9,222/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,827
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,957
−HK$131/mo
Today · 4.125%
HK$5,088
baseline
▲ 0.50% · 4.625%
HK$5,357
+HK$269/mo
Deposit HK$952K · loan HK$952K · min. income ≈ HK$10,176/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,773
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,922
−HK$151/mo
Today · 4.125%
HK$5,073
baseline
▲ 0.50% · 4.625%
HK$5,381
+HK$308/mo
Deposit HK$856K · loan HK$1.05M · min. income ≈ HK$10,146/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,310
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,453
−HK$144/mo
Today · 4.125%
HK$5,597
baseline
▲ 0.50% · 4.625%
HK$5,892
+HK$295/mo
Deposit HK$856K · loan HK$1.05M · min. income ≈ HK$11,194/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,207
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,369
−HK$165/mo
Today · 4.125%
HK$5,534
baseline
▲ 0.50% · 4.625%
HK$5,870
+HK$336/mo
Deposit HK$761K · loan HK$1.14M · min. income ≈ HK$11,068/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,793
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,948
−HK$158/mo
Today · 4.125%
HK$6,106
baseline
▲ 0.50% · 4.625%
HK$6,428
+HK$322/mo
Deposit HK$761K · loan HK$1.14M · min. income ≈ HK$12,212/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,641
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,817
−HK$178/mo
Today · 4.125%
HK$5,995
baseline
▲ 0.50% · 4.625%
HK$6,360
+HK$365/mo
Deposit HK$666K · loan HK$1.24M · min. income ≈ HK$11,990/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,276
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,444
−HK$171/mo
Today · 4.125%
HK$6,615
baseline
▲ 0.50% · 4.625%
HK$6,963
+HK$348/mo
Deposit HK$666K · loan HK$1.24M · min. income ≈ HK$13,230/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,075
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,264
−HK$192/mo
Today · 4.125%
HK$6,456
baseline
▲ 0.50% · 4.625%
HK$6,849
+HK$393/mo
Deposit HK$571K · loan HK$1.33M · min. income ≈ HK$12,912/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,758
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,940
−HK$184/mo
Today · 4.125%
HK$7,124
baseline
▲ 0.50% · 4.625%
HK$7,499
+HK$375/mo
Deposit HK$571K · loan HK$1.33M · min. income ≈ HK$14,248/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,509
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,711
−HK$206/mo
Today · 4.125%
HK$6,917
baseline
▲ 0.50% · 4.625%
HK$7,338
+HK$421/mo
Deposit HK$476K · loan HK$1.43M · min. income ≈ HK$13,834/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,241
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,435
−HK$197/mo
Today · 4.125%
HK$7,632
baseline
▲ 0.50% · 4.625%
HK$8,035
+HK$403/mo
Deposit HK$476K · loan HK$1.43M · min. income ≈ HK$15,264/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,943
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,159
−HK$219/mo
Today · 4.125%
HK$7,378
baseline
▲ 0.50% · 4.625%
HK$7,827
+HK$449/mo
Deposit HK$381K · loan HK$1.52M · min. income ≈ HK$14,756/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,724
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,931
−HK$210/mo
Today · 4.125%
HK$8,141
baseline
▲ 0.50% · 4.625%
HK$8,570
+HK$429/mo
Deposit HK$381K · loan HK$1.52M · min. income ≈ HK$16,282/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,377
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,606
−HK$233/mo
Today · 4.125%
HK$7,839
baseline
▲ 0.50% · 4.625%
HK$8,317
+HK$478/mo
Deposit HK$285K · loan HK$1.62M · min. income ≈ HK$15,678/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,207
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,427
−HK$223/mo
Today · 4.125%
HK$8,650
baseline
▲ 0.50% · 4.625%
HK$9,106
+HK$456/mo
Deposit HK$285K · loan HK$1.62M · min. income ≈ HK$17,300/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,811
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,054
−HK$247/mo
Today · 4.125%
HK$8,301
baseline
▲ 0.50% · 4.625%
HK$8,806
+HK$505/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,602/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,689
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,923
−HK$236/mo
Today · 4.125%
HK$9,159
baseline
▲ 0.50% · 4.625%
HK$9,642
+HK$483/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,318/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).