▼ 0.50% · 3.625%
HK$4,133
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,262
−HK$131/mo
Today · 4.125%
HK$4,393
baseline
▲ 0.50% · 4.625%
HK$4,660
+HK$267/mo
Deposit HK$906K · loan HK$906K · min. income ≈ HK$8,786/mo (50% DSR)
Upfront cash ≈ HK$906K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,598
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,722
−HK$125/mo
Today · 4.125%
HK$4,847
baseline
▲ 0.50% · 4.625%
HK$5,102
+HK$255/mo
Deposit HK$906K · loan HK$906K · min. income ≈ HK$9,694/mo (50% DSR)
Upfront cash ≈ HK$906K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,547
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,688
−HK$144/mo
Today · 4.125%
HK$4,832
baseline
▲ 0.50% · 4.625%
HK$5,126
+HK$294/mo
Deposit HK$816K · loan HK$997K · min. income ≈ HK$9,664/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,058
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,194
−HK$137/mo
Today · 4.125%
HK$5,331
baseline
▲ 0.50% · 4.625%
HK$5,612
+HK$281/mo
Deposit HK$816K · loan HK$997K · min. income ≈ HK$10,662/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,960
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,114
−HK$157/mo
Today · 4.125%
HK$5,271
baseline
▲ 0.50% · 4.625%
HK$5,592
+HK$321/mo
Deposit HK$725K · loan HK$1.09M · min. income ≈ HK$10,542/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,518
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,666
−HK$150/mo
Today · 4.125%
HK$5,816
baseline
▲ 0.50% · 4.625%
HK$6,123
+HK$307/mo
Deposit HK$725K · loan HK$1.09M · min. income ≈ HK$11,632/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,373
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,541
−HK$169/mo
Today · 4.125%
HK$5,710
baseline
▲ 0.50% · 4.625%
HK$6,058
+HK$348/mo
Deposit HK$634K · loan HK$1.18M · min. income ≈ HK$11,420/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,978
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,138
−HK$163/mo
Today · 4.125%
HK$6,301
baseline
▲ 0.50% · 4.625%
HK$6,633
+HK$332/mo
Deposit HK$634K · loan HK$1.18M · min. income ≈ HK$12,602/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,787
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,967
−HK$183/mo
Today · 4.125%
HK$6,150
baseline
▲ 0.50% · 4.625%
HK$6,524
+HK$374/mo
Deposit HK$544K · loan HK$1.27M · min. income ≈ HK$12,300/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,438
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,610
−HK$175/mo
Today · 4.125%
HK$6,785
baseline
▲ 0.50% · 4.625%
HK$7,143
+HK$358/mo
Deposit HK$544K · loan HK$1.27M · min. income ≈ HK$13,570/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,200
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,393
−HK$196/mo
Today · 4.125%
HK$6,589
baseline
▲ 0.50% · 4.625%
HK$6,990
+HK$401/mo
Deposit HK$453K · loan HK$1.36M · min. income ≈ HK$13,178/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,897
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,082
−HK$188/mo
Today · 4.125%
HK$7,270
baseline
▲ 0.50% · 4.625%
HK$7,653
+HK$383/mo
Deposit HK$453K · loan HK$1.36M · min. income ≈ HK$14,540/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,613
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,819
−HK$209/mo
Today · 4.125%
HK$7,028
baseline
▲ 0.50% · 4.625%
HK$7,456
+HK$428/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$14,056/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,357
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,555
−HK$200/mo
Today · 4.125%
HK$7,755
baseline
▲ 0.50% · 4.625%
HK$8,164
+HK$409/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$15,510/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,027
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,245
−HK$222/mo
Today · 4.125%
HK$7,467
baseline
▲ 0.50% · 4.625%
HK$7,922
+HK$455/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$14,934/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,817
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,027
−HK$212/mo
Today · 4.125%
HK$8,239
baseline
▲ 0.50% · 4.625%
HK$8,674
+HK$435/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$16,478/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,440
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,671
−HK$236/mo
Today · 4.125%
HK$7,907
baseline
▲ 0.50% · 4.625%
HK$8,388
+HK$481/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,814/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,277
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,499
−HK$225/mo
Today · 4.125%
HK$8,724
baseline
▲ 0.50% · 4.625%
HK$9,184
+HK$460/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,448/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).