▼ 0.50% · 3.625%
HK$3,922
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,044
−HK$124/mo
Today · 4.125%
HK$4,168
baseline
▲ 0.50% · 4.625%
HK$4,421
+HK$253/mo
Deposit HK$860K · loan HK$860K · min. income ≈ HK$8,336/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,363
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,480
−HK$119/mo
Today · 4.125%
HK$4,599
baseline
▲ 0.50% · 4.625%
HK$4,841
+HK$242/mo
Deposit HK$860K · loan HK$860K · min. income ≈ HK$9,198/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,314
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,448
−HK$137/mo
Today · 4.125%
HK$4,585
baseline
▲ 0.50% · 4.625%
HK$4,864
+HK$279/mo
Deposit HK$774K · loan HK$946K · min. income ≈ HK$9,170/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,799
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,928
−HK$131/mo
Today · 4.125%
HK$5,059
baseline
▲ 0.50% · 4.625%
HK$5,325
+HK$266/mo
Deposit HK$774K · loan HK$946K · min. income ≈ HK$10,118/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,706
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,853
−HK$148/mo
Today · 4.125%
HK$5,001
baseline
▲ 0.50% · 4.625%
HK$5,306
+HK$305/mo
Deposit HK$688K · loan HK$1.03M · min. income ≈ HK$10,002/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,236
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,376
−HK$143/mo
Today · 4.125%
HK$5,519
baseline
▲ 0.50% · 4.625%
HK$5,809
+HK$290/mo
Deposit HK$688K · loan HK$1.03M · min. income ≈ HK$11,038/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,098
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,257
−HK$161/mo
Today · 4.125%
HK$5,418
baseline
▲ 0.50% · 4.625%
HK$5,748
+HK$330/mo
Deposit HK$602K · loan HK$1.12M · min. income ≈ HK$10,836/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,672
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,824
−HK$154/mo
Today · 4.125%
HK$5,978
baseline
▲ 0.50% · 4.625%
HK$6,294
+HK$316/mo
Deposit HK$602K · loan HK$1.12M · min. income ≈ HK$11,956/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,491
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,661
−HK$174/mo
Today · 4.125%
HK$5,835
baseline
▲ 0.50% · 4.625%
HK$6,190
+HK$355/mo
Deposit HK$516K · loan HK$1.20M · min. income ≈ HK$11,670/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,108
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,272
−HK$166/mo
Today · 4.125%
HK$6,438
baseline
▲ 0.50% · 4.625%
HK$6,778
+HK$340/mo
Deposit HK$516K · loan HK$1.20M · min. income ≈ HK$12,876/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,883
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,066
−HK$186/mo
Today · 4.125%
HK$6,252
baseline
▲ 0.50% · 4.625%
HK$6,632
+HK$380/mo
Deposit HK$430K · loan HK$1.29M · min. income ≈ HK$12,504/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,545
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,720
−HK$178/mo
Today · 4.125%
HK$6,898
baseline
▲ 0.50% · 4.625%
HK$7,262
+HK$364/mo
Deposit HK$430K · loan HK$1.29M · min. income ≈ HK$13,796/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,275
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,470
−HK$198/mo
Today · 4.125%
HK$6,668
baseline
▲ 0.50% · 4.625%
HK$7,074
+HK$406/mo
Deposit HK$344K · loan HK$1.38M · min. income ≈ HK$13,336/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,981
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,168
−HK$190/mo
Today · 4.125%
HK$7,358
baseline
▲ 0.50% · 4.625%
HK$7,746
+HK$388/mo
Deposit HK$344K · loan HK$1.38M · min. income ≈ HK$14,716/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,667
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,875
−HK$210/mo
Today · 4.125%
HK$7,085
baseline
▲ 0.50% · 4.625%
HK$7,516
+HK$431/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$14,170/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,417
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,616
−HK$202/mo
Today · 4.125%
HK$7,818
baseline
▲ 0.50% · 4.625%
HK$8,230
+HK$412/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$15,636/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,059
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,279
−HK$223/mo
Today · 4.125%
HK$7,502
baseline
▲ 0.50% · 4.625%
HK$7,959
+HK$457/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$15,004/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,853
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,064
−HK$214/mo
Today · 4.125%
HK$8,278
baseline
▲ 0.50% · 4.625%
HK$8,714
+HK$436/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$16,556/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).