▼ 0.50% · 3.625%
HK$3,978
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,102
−HK$126/mo
Today · 4.125%
HK$4,228
baseline
▲ 0.50% · 4.625%
HK$4,485
+HK$257/mo
Deposit HK$872K · loan HK$872K · min. income ≈ HK$8,456/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,426
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,544
−HK$121/mo
Today · 4.125%
HK$4,665
baseline
▲ 0.50% · 4.625%
HK$4,911
+HK$246/mo
Deposit HK$872K · loan HK$872K · min. income ≈ HK$9,330/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,376
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,512
−HK$138/mo
Today · 4.125%
HK$4,650
baseline
▲ 0.50% · 4.625%
HK$4,933
+HK$283/mo
Deposit HK$785K · loan HK$960K · min. income ≈ HK$9,300/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,868
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,999
−HK$132/mo
Today · 4.125%
HK$5,131
baseline
▲ 0.50% · 4.625%
HK$5,402
+HK$271/mo
Deposit HK$785K · loan HK$960K · min. income ≈ HK$10,262/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,774
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,922
−HK$151/mo
Today · 4.125%
HK$5,073
baseline
▲ 0.50% · 4.625%
HK$5,382
+HK$309/mo
Deposit HK$698K · loan HK$1.05M · min. income ≈ HK$10,146/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,311
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,453
−HK$145/mo
Today · 4.125%
HK$5,598
baseline
▲ 0.50% · 4.625%
HK$5,893
+HK$295/mo
Deposit HK$698K · loan HK$1.05M · min. income ≈ HK$11,196/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,171
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,332
−HK$164/mo
Today · 4.125%
HK$5,496
baseline
▲ 0.50% · 4.625%
HK$5,830
+HK$334/mo
Deposit HK$611K · loan HK$1.13M · min. income ≈ HK$10,992/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,753
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,908
−HK$156/mo
Today · 4.125%
HK$6,064
baseline
▲ 0.50% · 4.625%
HK$6,384
+HK$320/mo
Deposit HK$611K · loan HK$1.13M · min. income ≈ HK$12,128/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,569
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,743
−HK$176/mo
Today · 4.125%
HK$5,919
baseline
▲ 0.50% · 4.625%
HK$6,279
+HK$360/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$11,838/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,196
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,362
−HK$169/mo
Today · 4.125%
HK$6,531
baseline
▲ 0.50% · 4.625%
HK$6,875
+HK$344/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$13,062/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,967
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,153
−HK$188/mo
Today · 4.125%
HK$6,341
baseline
▲ 0.50% · 4.625%
HK$6,727
+HK$386/mo
Deposit HK$436K · loan HK$1.31M · min. income ≈ HK$12,682/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,638
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,816
−HK$181/mo
Today · 4.125%
HK$6,997
baseline
▲ 0.50% · 4.625%
HK$7,366
+HK$369/mo
Deposit HK$436K · loan HK$1.31M · min. income ≈ HK$13,994/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,365
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,563
−HK$201/mo
Today · 4.125%
HK$6,764
baseline
▲ 0.50% · 4.625%
HK$7,176
+HK$412/mo
Deposit HK$349K · loan HK$1.40M · min. income ≈ HK$13,528/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,081
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,271
−HK$192/mo
Today · 4.125%
HK$7,463
baseline
▲ 0.50% · 4.625%
HK$7,857
+HK$394/mo
Deposit HK$349K · loan HK$1.40M · min. income ≈ HK$14,926/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,763
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,973
−HK$214/mo
Today · 4.125%
HK$7,187
baseline
▲ 0.50% · 4.625%
HK$7,624
+HK$437/mo
Deposit HK$262K · loan HK$1.48M · min. income ≈ HK$14,374/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,523
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,725
−HK$205/mo
Today · 4.125%
HK$7,930
baseline
▲ 0.50% · 4.625%
HK$8,348
+HK$418/mo
Deposit HK$262K · loan HK$1.48M · min. income ≈ HK$15,860/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,161
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,383
−HK$227/mo
Today · 4.125%
HK$7,610
baseline
▲ 0.50% · 4.625%
HK$8,073
+HK$463/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$15,220/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,966
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,180
−HK$216/mo
Today · 4.125%
HK$8,396
baseline
▲ 0.50% · 4.625%
HK$8,839
+HK$443/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$16,792/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).