Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$569K, with repayments around HK$24,820/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$569K · loan HK$5.12M · min. income ≈ HK$49,640/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$128,034 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 22 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 35/F
- Flat
- F
- Saleable Area
- 411 Saleable ft²
- Gross Area
- 560 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-11 | HK$6.48M | +15.1% 3.0y · 5.0%/yr |
| 2017-12-05 | HK$5.63M | +34.0% 1.5y · 23.0%/yr |
| 2016-06-13 | HK$4.20M | +90.9% 6.1y · 15.0%/yr |
| 2010-04-22 | HK$2.20M | +36.6% |
| 2007-11-21 | HK$1.61M | — |