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At today's rate and a 90% mortgage, the deposit on this unit is about HK$486K, with repayments around HK$21,187/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$486K · loan HK$4.37M · min. income ≈ HK$42,374/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$103,242 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 22 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- E
- Saleable Area
- 351 Saleable ft²
- Gross Area
- 484 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-27 | HK$4.95M | −14.7% 6.0y · −2.0%/yr |
| 2020-05-12 | HK$5.80M | +45.7% 3.8y · 12.0%/yr |
| 2016-08-15 | HK$3.98M | +121.1% 6.1y · 20.0%/yr |
| 2010-07-08 | HK$1.80M | −1.6% |
| 2010-03-31 | HK$1.83M | +12.3% |
| 2008-08-21 | HK$1.63M | −23.5% |
| 1996-10-24 | HK$2.13M | — |