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At today's rate and a 90% mortgage, the deposit on this unit is about HK$493K, with repayments around HK$21,487/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$493K · loan HK$4.43M · min. income ≈ HK$42,974/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$110,119 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 22 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- H
- Saleable Area
- 354 Saleable ft²
- Gross Area
- 488 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-05 | HK$4.05M | −28.1% 5.8y · −5.0%/yr |
| 2019-02-20 | HK$5.63M | +112.5% 6.7y · 17.0%/yr |
| 2012-06-19 | HK$2.65M | +89.3% |
| 2000-11-06 | HK$1.40M | −35.2% |
| 1996-08-03 | HK$2.16M | — |