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At today's rate and a 90% mortgage, the deposit on this unit is about HK$646K, with repayments around HK$28,189/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$646K · loan HK$5.82M · min. income ≈ HK$56,378/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,269 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 22 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 37/F
- Flat
- G
- Saleable Area
- 502 Saleable ft²
- Gross Area
- 688 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-17 | HK$7.00M | +7.7% 1.7y · 5.0%/yr |
| 2019-03-25 | HK$6.50M | +154.9% 8.5y · 18.0%/yr |
| 2010-09-03 | HK$2.55M | +51.8% |
| 2006-08-07 | HK$1.68M | −18.4% |
| 2000-02-11 | HK$2.06M | −15.9% |
| 1996-03-16 | HK$2.45M | — |