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At today's rate and a 90% mortgage, the deposit on this unit is about HK$499K, with repayments around HK$21,758/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$499K · loan HK$4.49M · min. income ≈ HK$43,516/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$112,237 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 22 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- A
- Saleable Area
- 354 Saleable ft²
- Gross Area
- 488 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-29 | HK$4.36M | +9.5% 8.7y · 1.0%/yr |
| 2016-04-21 | HK$3.98M | +194.8% 8.5y · 23.0%/yr |
| 2007-10-30 | HK$1.35M | −2.2% |
| 2005-06-09 | HK$1.38M | +42.3% |
| 2004-02-11 | HK$970K | −43.3% |
| 1999-08-10 | HK$1.71M | — |