▼ 0.50% · 3.625%
HK$4,504
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,644
−HK$143/mo
Today · 4.125%
HK$4,787
baseline
▲ 0.50% · 4.625%
HK$5,078
+HK$291/mo
Deposit HK$988K · loan HK$988K · min. income ≈ HK$9,574/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,011
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,145
−HK$137/mo
Today · 4.125%
HK$5,282
baseline
▲ 0.50% · 4.625%
HK$5,560
+HK$278/mo
Deposit HK$988K · loan HK$988K · min. income ≈ HK$10,564/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,955
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,109
−HK$157/mo
Today · 4.125%
HK$5,266
baseline
▲ 0.50% · 4.625%
HK$5,586
+HK$320/mo
Deposit HK$889K · loan HK$1.09M · min. income ≈ HK$10,532/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,512
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,660
−HK$150/mo
Today · 4.125%
HK$5,810
baseline
▲ 0.50% · 4.625%
HK$6,116
+HK$306/mo
Deposit HK$889K · loan HK$1.09M · min. income ≈ HK$11,620/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,405
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,573
−HK$171/mo
Today · 4.125%
HK$5,744
baseline
▲ 0.50% · 4.625%
HK$6,094
+HK$350/mo
Deposit HK$790K · loan HK$1.19M · min. income ≈ HK$11,488/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,013
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,175
−HK$163/mo
Today · 4.125%
HK$6,338
baseline
▲ 0.50% · 4.625%
HK$6,672
+HK$334/mo
Deposit HK$790K · loan HK$1.19M · min. income ≈ HK$12,676/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,856
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,038
−HK$185/mo
Today · 4.125%
HK$6,223
baseline
▲ 0.50% · 4.625%
HK$6,602
+HK$379/mo
Deposit HK$691K · loan HK$1.28M · min. income ≈ HK$12,446/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,514
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,689
−HK$177/mo
Today · 4.125%
HK$6,866
baseline
▲ 0.50% · 4.625%
HK$7,228
+HK$362/mo
Deposit HK$691K · loan HK$1.28M · min. income ≈ HK$13,732/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,306
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,502
−HK$200/mo
Today · 4.125%
HK$6,702
baseline
▲ 0.50% · 4.625%
HK$7,109
+HK$407/mo
Deposit HK$593K · loan HK$1.38M · min. income ≈ HK$13,404/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,016
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,204
−HK$191/mo
Today · 4.125%
HK$7,395
baseline
▲ 0.50% · 4.625%
HK$7,784
+HK$389/mo
Deposit HK$593K · loan HK$1.38M · min. income ≈ HK$14,790/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,757
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,967
−HK$213/mo
Today · 4.125%
HK$7,180
baseline
▲ 0.50% · 4.625%
HK$7,617
+HK$437/mo
Deposit HK$494K · loan HK$1.48M · min. income ≈ HK$14,360/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,517
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,718
−HK$205/mo
Today · 4.125%
HK$7,923
baseline
▲ 0.50% · 4.625%
HK$8,340
+HK$417/mo
Deposit HK$494K · loan HK$1.48M · min. income ≈ HK$15,846/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,207
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,431
−HK$228/mo
Today · 4.125%
HK$7,659
baseline
▲ 0.50% · 4.625%
HK$8,125
+HK$466/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$15,318/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,018
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,233
−HK$218/mo
Today · 4.125%
HK$8,451
baseline
▲ 0.50% · 4.625%
HK$8,896
+HK$445/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$16,902/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,657
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,896
−HK$242/mo
Today · 4.125%
HK$8,138
baseline
▲ 0.50% · 4.625%
HK$8,633
+HK$495/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$16,276/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,519
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,747
−HK$232/mo
Today · 4.125%
HK$8,979
baseline
▲ 0.50% · 4.625%
HK$9,452
+HK$473/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$17,958/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,108
−HK$508/mo
▼ 0.25% · 3.875%
HK$8,360
−HK$256/mo
Today · 4.125%
HK$8,616
baseline
▲ 0.50% · 4.625%
HK$9,141
+HK$525/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$17,232/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,020
−HK$487/mo
▼ 0.25% · 3.875%
HK$9,262
−HK$245/mo
Today · 4.125%
HK$9,507
baseline
▲ 0.50% · 4.625%
HK$10,008
+HK$501/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$19,014/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).