▼ 0.50% · 3.625%
HK$4,108
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,236
−HK$130/mo
Today · 4.125%
HK$4,366
baseline
▲ 0.50% · 4.625%
HK$4,631
+HK$265/mo
Deposit HK$901K · loan HK$901K · min. income ≈ HK$8,732/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,570
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,693
−HK$124/mo
Today · 4.125%
HK$4,817
baseline
▲ 0.50% · 4.625%
HK$5,071
+HK$254/mo
Deposit HK$901K · loan HK$901K · min. income ≈ HK$9,634/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,519
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,660
−HK$142/mo
Today · 4.125%
HK$4,802
baseline
▲ 0.50% · 4.625%
HK$5,095
+HK$293/mo
Deposit HK$811K · loan HK$991K · min. income ≈ HK$9,604/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,027
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,162
−HK$137/mo
Today · 4.125%
HK$5,299
baseline
▲ 0.50% · 4.625%
HK$5,578
+HK$279/mo
Deposit HK$811K · loan HK$991K · min. income ≈ HK$10,598/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,930
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,083
−HK$156/mo
Today · 4.125%
HK$5,239
baseline
▲ 0.50% · 4.625%
HK$5,558
+HK$319/mo
Deposit HK$721K · loan HK$1.08M · min. income ≈ HK$10,478/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,484
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,632
−HK$149/mo
Today · 4.125%
HK$5,781
baseline
▲ 0.50% · 4.625%
HK$6,085
+HK$304/mo
Deposit HK$721K · loan HK$1.08M · min. income ≈ HK$11,562/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,341
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,507
−HK$169/mo
Today · 4.125%
HK$5,676
baseline
▲ 0.50% · 4.625%
HK$6,021
+HK$345/mo
Deposit HK$631K · loan HK$1.17M · min. income ≈ HK$11,352/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,941
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,101
−HK$161/mo
Today · 4.125%
HK$6,262
baseline
▲ 0.50% · 4.625%
HK$6,593
+HK$331/mo
Deposit HK$631K · loan HK$1.17M · min. income ≈ HK$12,524/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,752
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,930
−HK$182/mo
Today · 4.125%
HK$6,112
baseline
▲ 0.50% · 4.625%
HK$6,484
+HK$372/mo
Deposit HK$540K · loan HK$1.26M · min. income ≈ HK$12,224/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,398
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,570
−HK$174/mo
Today · 4.125%
HK$6,744
baseline
▲ 0.50% · 4.625%
HK$7,100
+HK$356/mo
Deposit HK$540K · loan HK$1.26M · min. income ≈ HK$13,488/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,162
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,354
−HK$195/mo
Today · 4.125%
HK$6,549
baseline
▲ 0.50% · 4.625%
HK$6,947
+HK$398/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$13,098/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,856
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,039
−HK$187/mo
Today · 4.125%
HK$7,226
baseline
▲ 0.50% · 4.625%
HK$7,607
+HK$381/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$14,452/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,573
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,778
−HK$207/mo
Today · 4.125%
HK$6,985
baseline
▲ 0.50% · 4.625%
HK$7,410
+HK$425/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$13,970/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,313
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,509
−HK$199/mo
Today · 4.125%
HK$7,708
baseline
▲ 0.50% · 4.625%
HK$8,114
+HK$406/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$15,416/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,984
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,201
−HK$221/mo
Today · 4.125%
HK$7,422
baseline
▲ 0.50% · 4.625%
HK$7,874
+HK$452/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$14,844/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,770
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,978
−HK$211/mo
Today · 4.125%
HK$8,189
baseline
▲ 0.50% · 4.625%
HK$8,621
+HK$432/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$16,378/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,395
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,625
−HK$234/mo
Today · 4.125%
HK$7,859
baseline
▲ 0.50% · 4.625%
HK$8,337
+HK$478/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,718/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,227
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,447
−HK$224/mo
Today · 4.125%
HK$8,671
baseline
▲ 0.50% · 4.625%
HK$9,128
+HK$457/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,342/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).