▼ 0.50% · 3.625%
HK$4,250
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,382
−HK$134/mo
Today · 4.125%
HK$4,516
baseline
▲ 0.50% · 4.625%
HK$4,791
+HK$275/mo
Deposit HK$932K · loan HK$932K · min. income ≈ HK$9,032/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,728
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,854
−HK$129/mo
Today · 4.125%
HK$4,983
baseline
▲ 0.50% · 4.625%
HK$5,246
+HK$263/mo
Deposit HK$932K · loan HK$932K · min. income ≈ HK$9,966/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,674
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,820
−HK$148/mo
Today · 4.125%
HK$4,968
baseline
▲ 0.50% · 4.625%
HK$5,270
+HK$302/mo
Deposit HK$839K · loan HK$1.02M · min. income ≈ HK$9,936/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,200
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,340
−HK$141/mo
Today · 4.125%
HK$5,481
baseline
▲ 0.50% · 4.625%
HK$5,770
+HK$289/mo
Deposit HK$839K · loan HK$1.02M · min. income ≈ HK$10,962/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,099
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,258
−HK$161/mo
Today · 4.125%
HK$5,419
baseline
▲ 0.50% · 4.625%
HK$5,749
+HK$330/mo
Deposit HK$745K · loan HK$1.12M · min. income ≈ HK$10,838/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,673
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,825
−HK$155/mo
Today · 4.125%
HK$5,980
baseline
▲ 0.50% · 4.625%
HK$6,295
+HK$315/mo
Deposit HK$745K · loan HK$1.12M · min. income ≈ HK$11,960/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,524
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,696
−HK$175/mo
Today · 4.125%
HK$5,871
baseline
▲ 0.50% · 4.625%
HK$6,228
+HK$357/mo
Deposit HK$652K · loan HK$1.21M · min. income ≈ HK$11,742/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,146
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,311
−HK$167/mo
Today · 4.125%
HK$6,478
baseline
▲ 0.50% · 4.625%
HK$6,819
+HK$341/mo
Deposit HK$652K · loan HK$1.21M · min. income ≈ HK$12,956/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,949
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,134
−HK$188/mo
Today · 4.125%
HK$6,322
baseline
▲ 0.50% · 4.625%
HK$6,707
+HK$385/mo
Deposit HK$559K · loan HK$1.30M · min. income ≈ HK$12,644/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,619
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,796
−HK$180/mo
Today · 4.125%
HK$6,976
baseline
▲ 0.50% · 4.625%
HK$7,344
+HK$368/mo
Deposit HK$559K · loan HK$1.30M · min. income ≈ HK$13,952/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,374
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,573
−HK$201/mo
Today · 4.125%
HK$6,774
baseline
▲ 0.50% · 4.625%
HK$7,186
+HK$412/mo
Deposit HK$466K · loan HK$1.40M · min. income ≈ HK$13,548/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,091
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,282
−HK$192/mo
Today · 4.125%
HK$7,474
baseline
▲ 0.50% · 4.625%
HK$7,868
+HK$394/mo
Deposit HK$466K · loan HK$1.40M · min. income ≈ HK$14,948/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,799
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,011
−HK$215/mo
Today · 4.125%
HK$7,226
baseline
▲ 0.50% · 4.625%
HK$7,665
+HK$439/mo
Deposit HK$373K · loan HK$1.49M · min. income ≈ HK$14,452/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,564
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,767
−HK$206/mo
Today · 4.125%
HK$7,973
baseline
▲ 0.50% · 4.625%
HK$8,393
+HK$420/mo
Deposit HK$373K · loan HK$1.49M · min. income ≈ HK$15,946/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,224
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,449
−HK$228/mo
Today · 4.125%
HK$7,677
baseline
▲ 0.50% · 4.625%
HK$8,144
+HK$467/mo
Deposit HK$280K · loan HK$1.58M · min. income ≈ HK$15,354/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,037
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,252
−HK$219/mo
Today · 4.125%
HK$8,471
baseline
▲ 0.50% · 4.625%
HK$8,918
+HK$447/mo
Deposit HK$280K · loan HK$1.58M · min. income ≈ HK$16,942/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,649
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,887
−HK$242/mo
Today · 4.125%
HK$8,129
baseline
▲ 0.50% · 4.625%
HK$8,623
+HK$494/mo
Deposit HK$186K · loan HK$1.68M · min. income ≈ HK$16,258/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,510
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,738
−HK$231/mo
Today · 4.125%
HK$8,969
baseline
▲ 0.50% · 4.625%
HK$9,442
+HK$473/mo
Deposit HK$186K · loan HK$1.68M · min. income ≈ HK$17,938/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).