▼ 0.50% · 3.625%
HK$4,325
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,459
−HK$137/mo
Today · 4.125%
HK$4,596
baseline
▲ 0.50% · 4.625%
HK$4,876
+HK$280/mo
Deposit HK$948K · loan HK$948K · min. income ≈ HK$9,192/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,811
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,940
−HK$131/mo
Today · 4.125%
HK$5,071
baseline
▲ 0.50% · 4.625%
HK$5,339
+HK$268/mo
Deposit HK$948K · loan HK$948K · min. income ≈ HK$10,142/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,757
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,905
−HK$151/mo
Today · 4.125%
HK$5,056
baseline
▲ 0.50% · 4.625%
HK$5,363
+HK$307/mo
Deposit HK$853K · loan HK$1.04M · min. income ≈ HK$10,112/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,292
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,434
−HK$144/mo
Today · 4.125%
HK$5,578
baseline
▲ 0.50% · 4.625%
HK$5,872
+HK$294/mo
Deposit HK$853K · loan HK$1.04M · min. income ≈ HK$11,156/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,190
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,351
−HK$164/mo
Today · 4.125%
HK$5,515
baseline
▲ 0.50% · 4.625%
HK$5,851
+HK$336/mo
Deposit HK$759K · loan HK$1.14M · min. income ≈ HK$11,030/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,774
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,928
−HK$158/mo
Today · 4.125%
HK$6,086
baseline
▲ 0.50% · 4.625%
HK$6,406
+HK$320/mo
Deposit HK$759K · loan HK$1.14M · min. income ≈ HK$12,172/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,622
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,797
−HK$178/mo
Today · 4.125%
HK$5,975
baseline
▲ 0.50% · 4.625%
HK$6,338
+HK$363/mo
Deposit HK$664K · loan HK$1.23M · min. income ≈ HK$11,950/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,255
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,423
−HK$170/mo
Today · 4.125%
HK$6,593
baseline
▲ 0.50% · 4.625%
HK$6,940
+HK$347/mo
Deposit HK$664K · loan HK$1.23M · min. income ≈ HK$13,186/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,055
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,243
−HK$191/mo
Today · 4.125%
HK$6,434
baseline
▲ 0.50% · 4.625%
HK$6,826
+HK$392/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$12,868/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,736
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,917
−HK$183/mo
Today · 4.125%
HK$7,100
baseline
▲ 0.50% · 4.625%
HK$7,474
+HK$374/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$14,200/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,487
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,689
−HK$205/mo
Today · 4.125%
HK$6,894
baseline
▲ 0.50% · 4.625%
HK$7,314
+HK$420/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$13,788/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,217
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,411
−HK$196/mo
Today · 4.125%
HK$7,607
baseline
▲ 0.50% · 4.625%
HK$8,008
+HK$401/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$15,214/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,920
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,135
−HK$219/mo
Today · 4.125%
HK$7,354
baseline
▲ 0.50% · 4.625%
HK$7,801
+HK$447/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$14,708/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,698
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,905
−HK$209/mo
Today · 4.125%
HK$8,114
baseline
▲ 0.50% · 4.625%
HK$8,542
+HK$428/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$16,228/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,352
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,581
−HK$232/mo
Today · 4.125%
HK$7,813
baseline
▲ 0.50% · 4.625%
HK$8,289
+HK$476/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,626/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,179
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,399
−HK$222/mo
Today · 4.125%
HK$8,621
baseline
▲ 0.50% · 4.625%
HK$9,076
+HK$455/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,242/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,785
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,027
−HK$246/mo
Today · 4.125%
HK$8,273
baseline
▲ 0.50% · 4.625%
HK$8,776
+HK$503/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,546/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,660
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,893
−HK$235/mo
Today · 4.125%
HK$9,128
baseline
▲ 0.50% · 4.625%
HK$9,610
+HK$482/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,256/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).