▼ 0.50% · 3.625%
HK$4,079
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,206
−HK$129/mo
Today · 4.125%
HK$4,335
baseline
▲ 0.50% · 4.625%
HK$4,599
+HK$264/mo
Deposit HK$894K · loan HK$894K · min. income ≈ HK$8,670/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,538
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,660
−HK$123/mo
Today · 4.125%
HK$4,783
baseline
▲ 0.50% · 4.625%
HK$5,035
+HK$252/mo
Deposit HK$894K · loan HK$894K · min. income ≈ HK$9,566/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,487
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,627
−HK$141/mo
Today · 4.125%
HK$4,768
baseline
▲ 0.50% · 4.625%
HK$5,059
+HK$291/mo
Deposit HK$805K · loan HK$984K · min. income ≈ HK$9,536/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,992
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,126
−HK$135/mo
Today · 4.125%
HK$5,261
baseline
▲ 0.50% · 4.625%
HK$5,539
+HK$278/mo
Deposit HK$805K · loan HK$984K · min. income ≈ HK$10,522/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,895
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,047
−HK$155/mo
Today · 4.125%
HK$5,202
baseline
▲ 0.50% · 4.625%
HK$5,518
+HK$316/mo
Deposit HK$716K · loan HK$1.07M · min. income ≈ HK$10,404/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,446
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,592
−HK$148/mo
Today · 4.125%
HK$5,740
baseline
▲ 0.50% · 4.625%
HK$6,042
+HK$302/mo
Deposit HK$716K · loan HK$1.07M · min. income ≈ HK$11,480/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,303
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,468
−HK$167/mo
Today · 4.125%
HK$5,635
baseline
▲ 0.50% · 4.625%
HK$5,978
+HK$343/mo
Deposit HK$626K · loan HK$1.16M · min. income ≈ HK$11,270/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,899
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,058
−HK$160/mo
Today · 4.125%
HK$6,218
baseline
▲ 0.50% · 4.625%
HK$6,546
+HK$328/mo
Deposit HK$626K · loan HK$1.16M · min. income ≈ HK$12,436/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,711
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,888
−HK$181/mo
Today · 4.125%
HK$6,069
baseline
▲ 0.50% · 4.625%
HK$6,438
+HK$369/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$12,138/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,353
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,524
−HK$172/mo
Today · 4.125%
HK$6,696
baseline
▲ 0.50% · 4.625%
HK$7,049
+HK$353/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$13,392/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,119
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,309
−HK$193/mo
Today · 4.125%
HK$6,502
baseline
▲ 0.50% · 4.625%
HK$6,898
+HK$396/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$13,004/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,807
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,989
−HK$186/mo
Today · 4.125%
HK$7,175
baseline
▲ 0.50% · 4.625%
HK$7,553
+HK$378/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$14,350/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,527
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,730
−HK$206/mo
Today · 4.125%
HK$6,936
baseline
▲ 0.50% · 4.625%
HK$7,358
+HK$422/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$13,872/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,261
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,455
−HK$198/mo
Today · 4.125%
HK$7,653
baseline
▲ 0.50% · 4.625%
HK$8,056
+HK$403/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$15,306/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,934
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,150
−HK$219/mo
Today · 4.125%
HK$7,369
baseline
▲ 0.50% · 4.625%
HK$7,818
+HK$449/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,738/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,715
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,921
−HK$210/mo
Today · 4.125%
HK$8,131
baseline
▲ 0.50% · 4.625%
HK$8,560
+HK$429/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,262/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,342
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,571
−HK$232/mo
Today · 4.125%
HK$7,803
baseline
▲ 0.50% · 4.625%
HK$8,278
+HK$475/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,606/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,168
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,387
−HK$223/mo
Today · 4.125%
HK$8,610
baseline
▲ 0.50% · 4.625%
HK$9,063
+HK$453/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,220/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).