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At today's rate and a 90% mortgage, the deposit on this unit is about HK$465K, with repayments around HK$20,269/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$465K · loan HK$4.18M · min. income ≈ HK$40,538/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$82,189 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- C
- Saleable Area
- 355 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 74%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-14 | HK$4.30M | −21.8% 2.7y · −8.0%/yr |
| 2023-03-24 | HK$5.50M | +333.1% 14.3y · 23.0%/yr |
| 2008-11-28 | HK$1.27M | −13.0% |
| 2008-10-24 | HK$1.46M | +18.7% |
| 2006-09-05 | HK$1.23M | +13.9% |
| 2006-04-01 | HK$1.08M | — |