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At today's rate and a 90% mortgage, the deposit on this unit is about HK$442K, with repayments around HK$19,272/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$38,544/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,275 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- B
- Saleable Area
- 355 Saleable ft²
- Gross Area
- 471 ft²
- Efficiency
- 75%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-21 | HK$5.20M | +26.8% 4.8y · 6.0%/yr |
| 2016-10-12 | HK$4.10M | +233.3% 7.7y · 30.0%/yr |
| 2009-01-14 | HK$1.23M | −41.4% |
| 1998-03-31 | HK$2.10M | −17.0% |
| 1997-10-24 | HK$2.53M | +64.3% |
| 1995-12-19 | HK$1.54M | — |