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At today's rate and a 90% mortgage, the deposit on this unit is about HK$471K, with repayments around HK$20,540/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$471K · loan HK$4.24M · min. income ≈ HK$41,080/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$88,393 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- F
- Saleable Area
- 355 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 74%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-15 | HK$4.58M | +14.5% 1.0y |
| 2025-05-22 | HK$4.00M | −24.2% 2.6y · −9.0%/yr |
| 2022-10-21 | HK$5.28M | +61.0% 9.1y · 7.0%/yr |
| 2013-09-13 | HK$3.28M | +95.2% |
| 1999-05-06 | HK$1.68M | −20.0% |
| 1997-01-16 | HK$2.10M | — |