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At today's rate and a 90% mortgage, the deposit on this unit is about HK$492K, with repayments around HK$21,457/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$492K · loan HK$4.43M · min. income ≈ HK$42,914/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$109,435 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- H
- Saleable Area
- 400 Saleable ft²
- Gross Area
- 530 ft²
- Efficiency
- 75%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-11-10 | HK$6.20M | +5.4% 3.5y · 1.0%/yr |
| 2018-05-29 | HK$5.88M | +65.2% 5.2y · 13.0%/yr |
| 2013-04-12 | HK$3.56M | +118.4% |
| 2008-08-18 | HK$1.63M | +25.4% |
| 2007-07-11 | HK$1.30M | −40.9% |
| 1996-12-05 | HK$2.20M | — |