Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$440K, with repayments around HK$19,210/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$38,420/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$66,061 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- H
- Saleable Area
- 400 Saleable ft²
- Gross Area
- 530 ft²
- Efficiency
- 75%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-16 | HK$3.55M | −21.6% 8.5y · −3.0%/yr |
| 2017-03-27 | HK$4.53M | +42.4% 3.7y · 11.0%/yr |
| 2013-07-10 | HK$3.18M | +144.6% |
| 2007-12-05 | HK$1.30M | +10.2% |
| 2007-10-18 | HK$1.18M | −16.3% |
| 1998-11-19 | HK$1.41M | −39.5% |
| 1997-05-28 | HK$2.33M | +0.4% |
| 1997-04-15 | HK$2.32M | +13.2% |
| 1997-01-29 | HK$2.05M | — |