▼ 0.50% · 3.625%
HK$21,524
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,194
−HK$680/mo
Today · 4.125%
HK$22,874
baseline
▲ 0.50% · 4.625%
HK$24,266
+HK$1,392/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,748/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,945
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,588
−HK$651/mo
Today · 4.125%
HK$25,239
baseline
▲ 0.50% · 4.625%
HK$26,570
+HK$1,331/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,478/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,677
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,413
−HK$748/mo
Today · 4.125%
HK$25,161
baseline
▲ 0.50% · 4.625%
HK$26,692
+HK$1,531/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$50,322/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,340
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,046
−HK$717/mo
Today · 4.125%
HK$27,763
baseline
▲ 0.50% · 4.625%
HK$29,227
+HK$1,464/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$55,526/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,829
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,633
−HK$816/mo
Today · 4.125%
HK$27,449
baseline
▲ 0.50% · 4.625%
HK$29,119
+HK$1,670/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$54,898/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,735
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,505
−HK$782/mo
Today · 4.125%
HK$30,287
baseline
▲ 0.50% · 4.625%
HK$31,883
+HK$1,596/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$60,574/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,981
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,852
−HK$884/mo
Today · 4.125%
HK$29,736
baseline
▲ 0.50% · 4.625%
HK$31,546
+HK$1,810/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$59,472/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$313,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,129
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,964
−HK$847/mo
Today · 4.125%
HK$32,811
baseline
▲ 0.50% · 4.625%
HK$34,540
+HK$1,729/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$65,622/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$313,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,134
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,071
−HK$953/mo
Today · 4.125%
HK$32,024
baseline
▲ 0.50% · 4.625%
HK$33,972
+HK$1,948/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,048/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$313,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,524
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,423
−HK$912/mo
Today · 4.125%
HK$35,335
baseline
▲ 0.50% · 4.625%
HK$37,197
+HK$1,862/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,670/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$313,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,286
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,291
−HK$1,020/mo
Today · 4.125%
HK$34,311
baseline
▲ 0.50% · 4.625%
HK$36,399
+HK$2,088/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,622/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,918
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,882
−HK$977/mo
Today · 4.125%
HK$37,859
baseline
▲ 0.50% · 4.625%
HK$39,854
+HK$1,995/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,718/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,439
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,510
−HK$1,088/mo
Today · 4.125%
HK$36,598
baseline
▲ 0.50% · 4.625%
HK$38,825
+HK$2,227/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,196/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,313
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,340
−HK$1,043/mo
Today · 4.125%
HK$40,383
baseline
▲ 0.50% · 4.625%
HK$42,511
+HK$2,128/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,766/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,591
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,729
−HK$1,157/mo
Today · 4.125%
HK$38,886
baseline
▲ 0.50% · 4.625%
HK$41,252
+HK$2,366/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$77,772/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,707
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,799
−HK$1,108/mo
Today · 4.125%
HK$42,907
baseline
▲ 0.50% · 4.625%
HK$45,168
+HK$2,261/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$85,814/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,744
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,949
−HK$1,224/mo
Today · 4.125%
HK$41,173
baseline
▲ 0.50% · 4.625%
HK$43,678
+HK$2,505/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$82,346/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,102
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,258
−HK$1,173/mo
Today · 4.125%
HK$45,431
baseline
▲ 0.50% · 4.625%
HK$47,825
+HK$2,394/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$90,862/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,939 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).