▼ 0.50% · 3.625%
HK$16,467
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,979
−HK$521/mo
Today · 4.125%
HK$17,500
baseline
▲ 0.50% · 4.625%
HK$18,564
+HK$1,064/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$35,000/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,319
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,811
−HK$498/mo
Today · 4.125%
HK$19,309
baseline
▲ 0.50% · 4.625%
HK$20,327
+HK$1,018/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,618/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,114
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,677
−HK$573/mo
Today · 4.125%
HK$19,250
baseline
▲ 0.50% · 4.625%
HK$20,421
+HK$1,171/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,500/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,151
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,692
−HK$548/mo
Today · 4.125%
HK$21,240
baseline
▲ 0.50% · 4.625%
HK$22,360
+HK$1,120/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,480/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,760
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,375
−HK$624/mo
Today · 4.125%
HK$20,999
baseline
▲ 0.50% · 4.625%
HK$22,277
+HK$1,278/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$41,998/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,983
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,573
−HK$598/mo
Today · 4.125%
HK$23,171
baseline
▲ 0.50% · 4.625%
HK$24,392
+HK$1,221/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$46,342/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,407
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,073
−HK$676/mo
Today · 4.125%
HK$22,749
baseline
▲ 0.50% · 4.625%
HK$24,134
+HK$1,385/mo
Deposit HK$2.53M · loan HK$4.69M · min. income ≈ HK$45,498/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,815
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,454
−HK$648/mo
Today · 4.125%
HK$25,102
baseline
▲ 0.50% · 4.625%
HK$26,425
+HK$1,323/mo
Deposit HK$2.53M · loan HK$4.69M · min. income ≈ HK$50,204/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,054
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,771
−HK$728/mo
Today · 4.125%
HK$24,499
baseline
▲ 0.50% · 4.625%
HK$25,990
+HK$1,491/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$48,998/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,647
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,335
−HK$698/mo
Today · 4.125%
HK$27,033
baseline
▲ 0.50% · 4.625%
HK$28,458
+HK$1,425/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,066/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,700
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,469
−HK$780/mo
Today · 4.125%
HK$26,249
baseline
▲ 0.50% · 4.625%
HK$27,847
+HK$1,598/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$52,498/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,479
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,216
−HK$748/mo
Today · 4.125%
HK$28,964
baseline
▲ 0.50% · 4.625%
HK$30,490
+HK$1,526/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$57,928/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,347
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,167
−HK$832/mo
Today · 4.125%
HK$27,999
baseline
▲ 0.50% · 4.625%
HK$29,703
+HK$1,704/mo
Deposit HK$1.44M · loan HK$5.78M · min. income ≈ HK$55,998/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,311
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,097
−HK$797/mo
Today · 4.125%
HK$30,894
baseline
▲ 0.50% · 4.625%
HK$32,523
+HK$1,629/mo
Deposit HK$1.44M · loan HK$5.78M · min. income ≈ HK$61,788/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,994
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,865
−HK$884/mo
Today · 4.125%
HK$29,749
baseline
▲ 0.50% · 4.625%
HK$31,559
+HK$1,810/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$59,498/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,143
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,978
−HK$847/mo
Today · 4.125%
HK$32,825
baseline
▲ 0.50% · 4.625%
HK$34,556
+HK$1,731/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$65,650/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,640
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,562
−HK$937/mo
Today · 4.125%
HK$31,499
baseline
▲ 0.50% · 4.625%
HK$33,416
+HK$1,917/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$62,998/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,975
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,859
−HK$897/mo
Today · 4.125%
HK$34,756
baseline
▲ 0.50% · 4.625%
HK$36,588
+HK$1,832/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$69,512/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,646 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).