▼ 0.50% · 3.625%
HK$20,971
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,623
−HK$663/mo
Today · 4.125%
HK$22,286
baseline
▲ 0.50% · 4.625%
HK$23,642
+HK$1,356/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,572/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$289,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,330
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,955
−HK$635/mo
Today · 4.125%
HK$24,590
baseline
▲ 0.50% · 4.625%
HK$25,886
+HK$1,296/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,180/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$289,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,068
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,785
−HK$729/mo
Today · 4.125%
HK$24,514
baseline
▲ 0.50% · 4.625%
HK$26,006
+HK$1,492/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,028/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$289,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,662
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,351
−HK$698/mo
Today · 4.125%
HK$27,049
baseline
▲ 0.50% · 4.625%
HK$28,475
+HK$1,426/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,098/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$289,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,165
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,947
−HK$796/mo
Today · 4.125%
HK$26,743
baseline
▲ 0.50% · 4.625%
HK$28,370
+HK$1,627/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,486/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,995
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,746
−HK$762/mo
Today · 4.125%
HK$29,508
baseline
▲ 0.50% · 4.625%
HK$31,063
+HK$1,555/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$59,016/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,262
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,110
−HK$861/mo
Today · 4.125%
HK$28,971
baseline
▲ 0.50% · 4.625%
HK$30,734
+HK$1,763/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$57,942/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,328
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,142
−HK$825/mo
Today · 4.125%
HK$31,967
baseline
▲ 0.50% · 4.625%
HK$33,652
+HK$1,685/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$63,934/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,359
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,272
−HK$928/mo
Today · 4.125%
HK$31,200
baseline
▲ 0.50% · 4.625%
HK$33,098
+HK$1,898/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$62,400/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,661
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,537
−HK$889/mo
Today · 4.125%
HK$34,426
baseline
▲ 0.50% · 4.625%
HK$36,241
+HK$1,815/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$68,852/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,456
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,434
−HK$994/mo
Today · 4.125%
HK$33,428
baseline
▲ 0.50% · 4.625%
HK$35,462
+HK$2,034/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$66,856/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,994
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,933
−HK$952/mo
Today · 4.125%
HK$36,885
baseline
▲ 0.50% · 4.625%
HK$38,829
+HK$1,944/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$73,770/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,553
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,597
−HK$1,060/mo
Today · 4.125%
HK$35,657
baseline
▲ 0.50% · 4.625%
HK$37,827
+HK$2,170/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$71,314/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,327
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,328
−HK$1,016/mo
Today · 4.125%
HK$39,344
baseline
▲ 0.50% · 4.625%
HK$41,418
+HK$2,074/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$78,688/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,650
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,759
−HK$1,127/mo
Today · 4.125%
HK$37,886
baseline
▲ 0.50% · 4.625%
HK$40,191
+HK$2,305/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$75,772/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,660
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,724
−HK$1,079/mo
Today · 4.125%
HK$41,803
baseline
▲ 0.50% · 4.625%
HK$44,006
+HK$2,203/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$83,606/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,747
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,921
−HK$1,193/mo
Today · 4.125%
HK$40,114
baseline
▲ 0.50% · 4.625%
HK$42,555
+HK$2,441/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$80,228/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,993
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,119
−HK$1,143/mo
Today · 4.125%
HK$44,262
baseline
▲ 0.50% · 4.625%
HK$46,595
+HK$2,333/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$88,524/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,658 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).