▼ 0.50% · 3.625%
HK$17,264
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$17,801
−HK$545/mo
Today · 4.125%
HK$18,346
baseline
▲ 0.50% · 4.625%
HK$19,463
+HK$1,117/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$36,692/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$227,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,206
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$19,721
−HK$522/mo
Today · 4.125%
HK$20,243
baseline
▲ 0.50% · 4.625%
HK$21,311
+HK$1,068/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$40,486/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$227,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,990
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,581
−HK$600/mo
Today · 4.125%
HK$20,181
baseline
▲ 0.50% · 4.625%
HK$21,409
+HK$1,228/mo
Deposit HK$3.41M · loan HK$4.16M · min. income ≈ HK$40,362/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$227,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,126
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,693
−HK$575/mo
Today · 4.125%
HK$22,268
baseline
▲ 0.50% · 4.625%
HK$23,442
+HK$1,174/mo
Deposit HK$3.41M · loan HK$4.16M · min. income ≈ HK$44,536/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$227,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,717
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,361
−HK$655/mo
Today · 4.125%
HK$22,016
baseline
▲ 0.50% · 4.625%
HK$23,355
+HK$1,339/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$44,032/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,047
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,665
−HK$627/mo
Today · 4.125%
HK$24,292
baseline
▲ 0.50% · 4.625%
HK$25,573
+HK$1,281/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$48,584/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,443
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,141
−HK$709/mo
Today · 4.125%
HK$23,850
baseline
▲ 0.50% · 4.625%
HK$25,302
+HK$1,452/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$47,700/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,968
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,637
−HK$680/mo
Today · 4.125%
HK$26,317
baseline
▲ 0.50% · 4.625%
HK$27,704
+HK$1,387/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$52,634/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,169
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,921
−HK$764/mo
Today · 4.125%
HK$25,685
baseline
▲ 0.50% · 4.625%
HK$27,248
+HK$1,563/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$51,370/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,888
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,609
−HK$732/mo
Today · 4.125%
HK$28,341
baseline
▲ 0.50% · 4.625%
HK$29,835
+HK$1,494/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$56,682/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,896
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,701
−HK$819/mo
Today · 4.125%
HK$27,520
baseline
▲ 0.50% · 4.625%
HK$29,194
+HK$1,674/mo
Deposit HK$1.89M · loan HK$5.68M · min. income ≈ HK$55,040/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,809
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,581
−HK$784/mo
Today · 4.125%
HK$30,365
baseline
▲ 0.50% · 4.625%
HK$31,966
+HK$1,601/mo
Deposit HK$1.89M · loan HK$5.68M · min. income ≈ HK$60,730/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,622
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,481
−HK$873/mo
Today · 4.125%
HK$29,354
baseline
▲ 0.50% · 4.625%
HK$31,140
+HK$1,786/mo
Deposit HK$1.51M · loan HK$6.06M · min. income ≈ HK$58,708/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,729
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,553
−HK$837/mo
Today · 4.125%
HK$32,390
baseline
▲ 0.50% · 4.625%
HK$34,097
+HK$1,707/mo
Deposit HK$1.51M · loan HK$6.06M · min. income ≈ HK$64,780/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,349
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,261
−HK$928/mo
Today · 4.125%
HK$31,189
baseline
▲ 0.50% · 4.625%
HK$33,087
+HK$1,898/mo
Deposit HK$1.14M · loan HK$6.44M · min. income ≈ HK$62,378/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,650
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,526
−HK$888/mo
Today · 4.125%
HK$34,414
baseline
▲ 0.50% · 4.625%
HK$36,228
+HK$1,814/mo
Deposit HK$1.14M · loan HK$6.44M · min. income ≈ HK$68,828/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,075
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,041
−HK$983/mo
Today · 4.125%
HK$33,024
baseline
▲ 0.50% · 4.625%
HK$35,033
+HK$2,009/mo
Deposit HK$757K · loan HK$6.81M · min. income ≈ HK$66,048/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$227,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,571
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,498
−HK$940/mo
Today · 4.125%
HK$36,438
baseline
▲ 0.50% · 4.625%
HK$38,359
+HK$1,921/mo
Deposit HK$757K · loan HK$6.81M · min. income ≈ HK$72,876/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$227,131 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).