▼ 0.50% · 3.625%
HK$21,604
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,276
−HK$682/mo
Today · 4.125%
HK$22,958
baseline
▲ 0.50% · 4.625%
HK$24,355
+HK$1,397/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,916/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$317,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,034
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,678
−HK$654/mo
Today · 4.125%
HK$25,332
baseline
▲ 0.50% · 4.625%
HK$26,668
+HK$1,336/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,664/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$317,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,764
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,503
−HK$751/mo
Today · 4.125%
HK$25,254
baseline
▲ 0.50% · 4.625%
HK$26,791
+HK$1,537/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$50,508/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,437
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,146
−HK$720/mo
Today · 4.125%
HK$27,866
baseline
▲ 0.50% · 4.625%
HK$29,334
+HK$1,468/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$55,732/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,924
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,731
−HK$819/mo
Today · 4.125%
HK$27,550
baseline
▲ 0.50% · 4.625%
HK$29,226
+HK$1,676/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,100/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,841
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,614
−HK$785/mo
Today · 4.125%
HK$30,399
baseline
▲ 0.50% · 4.625%
HK$32,001
+HK$1,602/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,798/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,085
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,958
−HK$888/mo
Today · 4.125%
HK$29,846
baseline
▲ 0.50% · 4.625%
HK$31,662
+HK$1,816/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$59,692/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$317,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,244
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,082
−HK$850/mo
Today · 4.125%
HK$32,932
baseline
▲ 0.50% · 4.625%
HK$34,668
+HK$1,736/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$65,864/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$317,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,245
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,186
−HK$956/mo
Today · 4.125%
HK$32,142
baseline
▲ 0.50% · 4.625%
HK$34,097
+HK$1,955/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,284/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,647
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,550
−HK$915/mo
Today · 4.125%
HK$35,465
baseline
▲ 0.50% · 4.625%
HK$37,335
+HK$1,870/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,930/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,405
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,413
−HK$1,025/mo
Today · 4.125%
HK$34,438
baseline
▲ 0.50% · 4.625%
HK$36,533
+HK$2,095/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$68,876/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$317,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,051
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,018
−HK$980/mo
Today · 4.125%
HK$37,998
baseline
▲ 0.50% · 4.625%
HK$40,001
+HK$2,003/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$75,996/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$317,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,566
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,641
−HK$1,092/mo
Today · 4.125%
HK$36,733
baseline
▲ 0.50% · 4.625%
HK$38,969
+HK$2,236/mo
Deposit HK$1.89M · loan HK$7.58M · min. income ≈ HK$73,466/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,454
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,485
−HK$1,047/mo
Today · 4.125%
HK$40,532
baseline
▲ 0.50% · 4.625%
HK$42,668
+HK$2,136/mo
Deposit HK$1.89M · loan HK$7.58M · min. income ≈ HK$81,064/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,726
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,869
−HK$1,160/mo
Today · 4.125%
HK$39,029
baseline
▲ 0.50% · 4.625%
HK$41,404
+HK$2,375/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$78,058/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,857
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,953
−HK$1,112/mo
Today · 4.125%
HK$43,065
baseline
▲ 0.50% · 4.625%
HK$45,335
+HK$2,270/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$86,130/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,887
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,096
−HK$1,229/mo
Today · 4.125%
HK$41,325
baseline
▲ 0.50% · 4.625%
HK$43,840
+HK$2,515/mo
Deposit HK$947K · loan HK$8.53M · min. income ≈ HK$82,650/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$317,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,261
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,421
−HK$1,177/mo
Today · 4.125%
HK$45,598
baseline
▲ 0.50% · 4.625%
HK$48,002
+HK$2,404/mo
Deposit HK$947K · loan HK$8.53M · min. income ≈ HK$91,196/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$317,421 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).