▼ 0.50% · 3.625%
HK$22,171
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,861
−HK$700/mo
Today · 4.125%
HK$23,561
baseline
▲ 0.50% · 4.625%
HK$24,995
+HK$1,434/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,122/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$342,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,665
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,327
−HK$671/mo
Today · 4.125%
HK$25,998
baseline
▲ 0.50% · 4.625%
HK$27,368
+HK$1,370/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,996/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$342,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,388
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,147
−HK$770/mo
Today · 4.125%
HK$25,917
baseline
▲ 0.50% · 4.625%
HK$27,494
+HK$1,577/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$51,834/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,132
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,859
−HK$738/mo
Today · 4.125%
HK$28,597
baseline
▲ 0.50% · 4.625%
HK$30,105
+HK$1,508/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$57,194/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,605
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,433
−HK$841/mo
Today · 4.125%
HK$28,274
baseline
▲ 0.50% · 4.625%
HK$29,994
+HK$1,720/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$56,548/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,598
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,392
−HK$805/mo
Today · 4.125%
HK$31,197
baseline
▲ 0.50% · 4.625%
HK$32,842
+HK$1,645/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$62,394/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,822
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,719
−HK$911/mo
Today · 4.125%
HK$30,630
baseline
▲ 0.50% · 4.625%
HK$32,493
+HK$1,863/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$61,260/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$342,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,065
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,924
−HK$873/mo
Today · 4.125%
HK$33,797
baseline
▲ 0.50% · 4.625%
HK$35,578
+HK$1,781/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$67,594/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$342,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,039
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,005
−HK$981/mo
Today · 4.125%
HK$32,986
baseline
▲ 0.50% · 4.625%
HK$34,993
+HK$2,007/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$65,972/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,531
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,457
−HK$940/mo
Today · 4.125%
HK$36,397
baseline
▲ 0.50% · 4.625%
HK$38,315
+HK$1,918/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$72,794/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,256
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,291
−HK$1,051/mo
Today · 4.125%
HK$35,342
baseline
▲ 0.50% · 4.625%
HK$37,492
+HK$2,150/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$70,684/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$342,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,998
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,990
−HK$1,006/mo
Today · 4.125%
HK$38,996
baseline
▲ 0.50% · 4.625%
HK$41,052
+HK$2,056/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$77,992/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$342,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,474
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,577
−HK$1,121/mo
Today · 4.125%
HK$37,698
baseline
▲ 0.50% · 4.625%
HK$39,992
+HK$2,294/mo
Deposit HK$1.94M · loan HK$7.78M · min. income ≈ HK$75,396/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,464
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,522
−HK$1,074/mo
Today · 4.125%
HK$41,596
baseline
▲ 0.50% · 4.625%
HK$43,789
+HK$2,193/mo
Deposit HK$1.94M · loan HK$7.78M · min. income ≈ HK$83,192/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,691
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,863
−HK$1,191/mo
Today · 4.125%
HK$40,054
baseline
▲ 0.50% · 4.625%
HK$42,491
+HK$2,437/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$80,108/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,931
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,055
−HK$1,141/mo
Today · 4.125%
HK$44,196
baseline
▲ 0.50% · 4.625%
HK$46,526
+HK$2,330/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$88,392/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,908
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,149
−HK$1,261/mo
Today · 4.125%
HK$42,410
baseline
▲ 0.50% · 4.625%
HK$44,991
+HK$2,581/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$84,820/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$342,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,397
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,588
−HK$1,208/mo
Today · 4.125%
HK$46,796
baseline
▲ 0.50% · 4.625%
HK$49,262
+HK$2,466/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$93,592/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$342,303 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).