▼ 0.50% · 3.625%
HK$16,926
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$17,452
−HK$535/mo
Today · 4.125%
HK$17,987
baseline
▲ 0.50% · 4.625%
HK$19,082
+HK$1,095/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$35,974/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,830
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$19,335
−HK$512/mo
Today · 4.125%
HK$19,847
baseline
▲ 0.50% · 4.625%
HK$20,893
+HK$1,046/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$39,694/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,618
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,197
−HK$589/mo
Today · 4.125%
HK$19,786
baseline
▲ 0.50% · 4.625%
HK$20,990
+HK$1,204/mo
Deposit HK$3.34M · loan HK$4.08M · min. income ≈ HK$39,572/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$222,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,713
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,268
−HK$564/mo
Today · 4.125%
HK$21,832
baseline
▲ 0.50% · 4.625%
HK$22,982
+HK$1,150/mo
Deposit HK$3.34M · loan HK$4.08M · min. income ≈ HK$43,664/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$222,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,311
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,943
−HK$642/mo
Today · 4.125%
HK$21,585
baseline
▲ 0.50% · 4.625%
HK$22,898
+HK$1,313/mo
Deposit HK$2.97M · loan HK$4.45M · min. income ≈ HK$43,170/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,596
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,202
−HK$614/mo
Today · 4.125%
HK$23,816
baseline
▲ 0.50% · 4.625%
HK$25,072
+HK$1,256/mo
Deposit HK$2.97M · loan HK$4.45M · min. income ≈ HK$47,632/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,003
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,688
−HK$695/mo
Today · 4.125%
HK$23,383
baseline
▲ 0.50% · 4.625%
HK$24,806
+HK$1,423/mo
Deposit HK$2.60M · loan HK$4.82M · min. income ≈ HK$46,766/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$222,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,479
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,135
−HK$666/mo
Today · 4.125%
HK$25,801
baseline
▲ 0.50% · 4.625%
HK$27,161
+HK$1,360/mo
Deposit HK$2.60M · loan HK$4.82M · min. income ≈ HK$51,602/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$222,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,696
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,433
−HK$749/mo
Today · 4.125%
HK$25,182
baseline
▲ 0.50% · 4.625%
HK$26,714
+HK$1,532/mo
Deposit HK$2.23M · loan HK$5.20M · min. income ≈ HK$50,364/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,362
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,069
−HK$717/mo
Today · 4.125%
HK$27,786
baseline
▲ 0.50% · 4.625%
HK$29,250
+HK$1,464/mo
Deposit HK$2.23M · loan HK$5.20M · min. income ≈ HK$55,572/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,389
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,178
−HK$803/mo
Today · 4.125%
HK$26,981
baseline
▲ 0.50% · 4.625%
HK$28,622
+HK$1,641/mo
Deposit HK$1.86M · loan HK$5.57M · min. income ≈ HK$53,962/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$222,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,245
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$29,002
−HK$768/mo
Today · 4.125%
HK$29,770
baseline
▲ 0.50% · 4.625%
HK$31,340
+HK$1,570/mo
Deposit HK$1.86M · loan HK$5.57M · min. income ≈ HK$59,540/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$222,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,081
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,924
−HK$855/mo
Today · 4.125%
HK$28,779
baseline
▲ 0.50% · 4.625%
HK$30,531
+HK$1,752/mo
Deposit HK$1.48M · loan HK$5.94M · min. income ≈ HK$57,558/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$222,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,128
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,936
−HK$819/mo
Today · 4.125%
HK$31,755
baseline
▲ 0.50% · 4.625%
HK$33,429
+HK$1,674/mo
Deposit HK$1.48M · loan HK$5.94M · min. income ≈ HK$63,510/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$222,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,774
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,669
−HK$909/mo
Today · 4.125%
HK$30,578
baseline
▲ 0.50% · 4.625%
HK$32,439
+HK$1,861/mo
Deposit HK$1.11M · loan HK$6.31M · min. income ≈ HK$61,156/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$222,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,010
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,869
−HK$871/mo
Today · 4.125%
HK$33,740
baseline
▲ 0.50% · 4.625%
HK$35,518
+HK$1,778/mo
Deposit HK$1.11M · loan HK$6.31M · min. income ≈ HK$67,480/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$222,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,466
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,414
−HK$963/mo
Today · 4.125%
HK$32,377
baseline
▲ 0.50% · 4.625%
HK$34,347
+HK$1,970/mo
Deposit HK$742K · loan HK$6.68M · min. income ≈ HK$64,754/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$222,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,893
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,802
−HK$923/mo
Today · 4.125%
HK$35,725
baseline
▲ 0.50% · 4.625%
HK$37,608
+HK$1,883/mo
Deposit HK$742K · loan HK$6.68M · min. income ≈ HK$71,450/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$222,682 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).