▼ 0.50% · 3.625%
HK$17,998
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,558
−HK$569/mo
Today · 4.125%
HK$19,127
baseline
▲ 0.50% · 4.625%
HK$20,290
+HK$1,163/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,254/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,022
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,559
−HK$545/mo
Today · 4.125%
HK$21,104
baseline
▲ 0.50% · 4.625%
HK$22,217
+HK$1,113/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,208/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,798
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,414
−HK$625/mo
Today · 4.125%
HK$21,039
baseline
▲ 0.50% · 4.625%
HK$22,319
+HK$1,280/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$42,078/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,025
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,615
−HK$600/mo
Today · 4.125%
HK$23,215
baseline
▲ 0.50% · 4.625%
HK$24,438
+HK$1,223/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$46,430/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,597
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,269
−HK$683/mo
Today · 4.125%
HK$22,952
baseline
▲ 0.50% · 4.625%
HK$24,348
+HK$1,396/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,904/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,027
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,671
−HK$654/mo
Today · 4.125%
HK$25,325
baseline
▲ 0.50% · 4.625%
HK$26,660
+HK$1,335/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,650/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,397
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,125
−HK$740/mo
Today · 4.125%
HK$24,865
baseline
▲ 0.50% · 4.625%
HK$26,377
+HK$1,512/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$49,730/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,029
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,727
−HK$709/mo
Today · 4.125%
HK$27,436
baseline
▲ 0.50% · 4.625%
HK$28,882
+HK$1,446/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$54,872/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,197
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,981
−HK$796/mo
Today · 4.125%
HK$26,777
baseline
▲ 0.50% · 4.625%
HK$28,406
+HK$1,629/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$53,554/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,031
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,783
−HK$763/mo
Today · 4.125%
HK$29,546
baseline
▲ 0.50% · 4.625%
HK$31,103
+HK$1,557/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$59,092/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,997
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,837
−HK$853/mo
Today · 4.125%
HK$28,690
baseline
▲ 0.50% · 4.625%
HK$30,436
+HK$1,746/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$57,380/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,034
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,839
−HK$817/mo
Today · 4.125%
HK$31,656
baseline
▲ 0.50% · 4.625%
HK$33,325
+HK$1,669/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$63,312/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,797
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,692
−HK$910/mo
Today · 4.125%
HK$30,602
baseline
▲ 0.50% · 4.625%
HK$32,465
+HK$1,863/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$61,204/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,036
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,895
−HK$872/mo
Today · 4.125%
HK$33,767
baseline
▲ 0.50% · 4.625%
HK$35,547
+HK$1,780/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$67,534/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,596
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,548
−HK$967/mo
Today · 4.125%
HK$32,515
baseline
▲ 0.50% · 4.625%
HK$34,494
+HK$1,979/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$65,030/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,038
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,951
−HK$926/mo
Today · 4.125%
HK$35,877
baseline
▲ 0.50% · 4.625%
HK$37,768
+HK$1,891/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$71,754/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,396
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,404
−HK$1,024/mo
Today · 4.125%
HK$34,428
baseline
▲ 0.50% · 4.625%
HK$36,523
+HK$2,095/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$68,856/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,040
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,007
−HK$981/mo
Today · 4.125%
HK$37,988
baseline
▲ 0.50% · 4.625%
HK$39,990
+HK$2,002/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$75,976/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,788 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).