▼ 0.50% · 3.625%
HK$17,380
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,920
−HK$549/mo
Today · 4.125%
HK$18,469
baseline
▲ 0.50% · 4.625%
HK$19,593
+HK$1,124/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,938/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,335
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,853
−HK$526/mo
Today · 4.125%
HK$20,379
baseline
▲ 0.50% · 4.625%
HK$21,453
+HK$1,074/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,758/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,118
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,712
−HK$604/mo
Today · 4.125%
HK$20,316
baseline
▲ 0.50% · 4.625%
HK$21,553
+HK$1,237/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,632/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,268
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,838
−HK$579/mo
Today · 4.125%
HK$22,417
baseline
▲ 0.50% · 4.625%
HK$23,599
+HK$1,182/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,834/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,855
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,504
−HK$659/mo
Today · 4.125%
HK$22,163
baseline
▲ 0.50% · 4.625%
HK$23,512
+HK$1,349/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$44,326/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,202
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,824
−HK$631/mo
Today · 4.125%
HK$24,455
baseline
▲ 0.50% · 4.625%
HK$25,744
+HK$1,289/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$48,910/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,593
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,296
−HK$714/mo
Today · 4.125%
HK$24,010
baseline
▲ 0.50% · 4.625%
HK$25,471
+HK$1,461/mo
Deposit HK$2.67M · loan HK$4.95M · min. income ≈ HK$48,020/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,135
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,809
−HK$684/mo
Today · 4.125%
HK$26,493
baseline
▲ 0.50% · 4.625%
HK$27,889
+HK$1,396/mo
Deposit HK$2.67M · loan HK$4.95M · min. income ≈ HK$52,986/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,331
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,088
−HK$769/mo
Today · 4.125%
HK$25,857
baseline
▲ 0.50% · 4.625%
HK$27,431
+HK$1,574/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,714/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,068
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,794
−HK$737/mo
Today · 4.125%
HK$28,531
baseline
▲ 0.50% · 4.625%
HK$30,035
+HK$1,504/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,062/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,069
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,880
−HK$824/mo
Today · 4.125%
HK$27,704
baseline
▲ 0.50% · 4.625%
HK$29,390
+HK$1,686/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,408/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,002
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,780
−HK$789/mo
Today · 4.125%
HK$30,569
baseline
▲ 0.50% · 4.625%
HK$32,180
+HK$1,611/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,138/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,807
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,672
−HK$879/mo
Today · 4.125%
HK$29,551
baseline
▲ 0.50% · 4.625%
HK$31,349
+HK$1,798/mo
Deposit HK$1.52M · loan HK$6.10M · min. income ≈ HK$59,102/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,935
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,765
−HK$842/mo
Today · 4.125%
HK$32,607
baseline
▲ 0.50% · 4.625%
HK$34,325
+HK$1,718/mo
Deposit HK$1.52M · loan HK$6.10M · min. income ≈ HK$65,214/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,545
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,464
−HK$934/mo
Today · 4.125%
HK$31,398
baseline
▲ 0.50% · 4.625%
HK$33,309
+HK$1,911/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$62,796/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,869
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,750
−HK$895/mo
Today · 4.125%
HK$34,645
baseline
▲ 0.50% · 4.625%
HK$36,471
+HK$1,826/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$69,290/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,283
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,256
−HK$989/mo
Today · 4.125%
HK$33,245
baseline
▲ 0.50% · 4.625%
HK$35,268
+HK$2,023/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$66,490/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,802
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,736
−HK$947/mo
Today · 4.125%
HK$36,683
baseline
▲ 0.50% · 4.625%
HK$38,616
+HK$1,933/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$73,366/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,653 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).