▼ 0.50% · 3.625%
HK$22,695
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,401
−HK$718/mo
Today · 4.125%
HK$24,119
baseline
▲ 0.50% · 4.625%
HK$25,586
+HK$1,467/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,238/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,248
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,926
−HK$687/mo
Today · 4.125%
HK$26,613
baseline
▲ 0.50% · 4.625%
HK$28,015
+HK$1,402/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,226/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,965
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,742
−HK$789/mo
Today · 4.125%
HK$26,531
baseline
▲ 0.50% · 4.625%
HK$28,145
+HK$1,614/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$53,062/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$365,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,773
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,518
−HK$756/mo
Today · 4.125%
HK$29,274
baseline
▲ 0.50% · 4.625%
HK$30,817
+HK$1,543/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$58,548/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$365,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,235
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,082
−HK$860/mo
Today · 4.125%
HK$28,942
baseline
▲ 0.50% · 4.625%
HK$30,703
+HK$1,761/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,884/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,298
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,111
−HK$824/mo
Today · 4.125%
HK$31,935
baseline
▲ 0.50% · 4.625%
HK$33,618
+HK$1,683/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,870/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,504
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,422
−HK$932/mo
Today · 4.125%
HK$31,354
baseline
▲ 0.50% · 4.625%
HK$33,262
+HK$1,908/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$62,708/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,823
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,703
−HK$893/mo
Today · 4.125%
HK$34,596
baseline
▲ 0.50% · 4.625%
HK$36,420
+HK$1,824/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$69,192/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,774
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,762
−HK$1,004/mo
Today · 4.125%
HK$33,766
baseline
▲ 0.50% · 4.625%
HK$35,821
+HK$2,055/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,532/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,348
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,296
−HK$962/mo
Today · 4.125%
HK$37,258
baseline
▲ 0.50% · 4.625%
HK$39,221
+HK$1,963/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,516/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,043
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,102
−HK$1,076/mo
Today · 4.125%
HK$36,178
baseline
▲ 0.50% · 4.625%
HK$38,379
+HK$2,201/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,356/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,873
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,888
−HK$1,031/mo
Today · 4.125%
HK$39,919
baseline
▲ 0.50% · 4.625%
HK$42,023
+HK$2,104/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,838/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,313
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,442
−HK$1,148/mo
Today · 4.125%
HK$38,590
baseline
▲ 0.50% · 4.625%
HK$40,938
+HK$2,348/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,180/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,398
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,481
−HK$1,099/mo
Today · 4.125%
HK$42,580
baseline
▲ 0.50% · 4.625%
HK$44,825
+HK$2,245/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,160/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,582
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,782
−HK$1,220/mo
Today · 4.125%
HK$41,002
baseline
▲ 0.50% · 4.625%
HK$43,497
+HK$2,495/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$82,004/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,922
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,074
−HK$1,167/mo
Today · 4.125%
HK$45,241
baseline
▲ 0.50% · 4.625%
HK$47,626
+HK$2,385/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,482/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,852
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,123
−HK$1,291/mo
Today · 4.125%
HK$43,414
baseline
▲ 0.50% · 4.625%
HK$46,055
+HK$2,641/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$86,828/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,447
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,666
−HK$1,237/mo
Today · 4.125%
HK$47,903
baseline
▲ 0.50% · 4.625%
HK$50,428
+HK$2,525/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$95,806/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,303 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).