▼ 0.50% · 3.625%
HK$21,071
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,726
−HK$666/mo
Today · 4.125%
HK$22,392
baseline
▲ 0.50% · 4.625%
HK$23,755
+HK$1,363/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,784/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$294,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,441
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,070
−HK$637/mo
Today · 4.125%
HK$24,707
baseline
▲ 0.50% · 4.625%
HK$26,010
+HK$1,303/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,414/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$294,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,178
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,899
−HK$732/mo
Today · 4.125%
HK$24,631
baseline
▲ 0.50% · 4.625%
HK$26,130
+HK$1,499/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$49,262/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,785
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,477
−HK$701/mo
Today · 4.125%
HK$27,178
baseline
▲ 0.50% · 4.625%
HK$28,611
+HK$1,433/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$54,356/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,285
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,071
−HK$799/mo
Today · 4.125%
HK$26,870
baseline
▲ 0.50% · 4.625%
HK$28,506
+HK$1,636/mo
Deposit HK$3.70M · loan HK$5.54M · min. income ≈ HK$53,740/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,129
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,884
−HK$765/mo
Today · 4.125%
HK$29,649
baseline
▲ 0.50% · 4.625%
HK$31,212
+HK$1,563/mo
Deposit HK$3.70M · loan HK$5.54M · min. income ≈ HK$59,298/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,392
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,244
−HK$866/mo
Today · 4.125%
HK$29,110
baseline
▲ 0.50% · 4.625%
HK$30,881
+HK$1,771/mo
Deposit HK$3.23M · loan HK$6.01M · min. income ≈ HK$58,220/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,473
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,291
−HK$829/mo
Today · 4.125%
HK$32,120
baseline
▲ 0.50% · 4.625%
HK$33,813
+HK$1,693/mo
Deposit HK$3.23M · loan HK$6.01M · min. income ≈ HK$64,240/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,499
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,417
−HK$932/mo
Today · 4.125%
HK$31,349
baseline
▲ 0.50% · 4.625%
HK$33,256
+HK$1,907/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,698/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,817
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,698
−HK$892/mo
Today · 4.125%
HK$34,590
baseline
▲ 0.50% · 4.625%
HK$36,414
+HK$1,824/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,180/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,606
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,589
−HK$999/mo
Today · 4.125%
HK$33,588
baseline
▲ 0.50% · 4.625%
HK$35,632
+HK$2,044/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,176/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$294,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,162
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,105
−HK$956/mo
Today · 4.125%
HK$37,061
baseline
▲ 0.50% · 4.625%
HK$39,015
+HK$1,954/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,122/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$294,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,713
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,762
−HK$1,065/mo
Today · 4.125%
HK$35,827
baseline
▲ 0.50% · 4.625%
HK$38,007
+HK$2,180/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$71,654/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,506
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,511
−HK$1,021/mo
Today · 4.125%
HK$39,532
baseline
▲ 0.50% · 4.625%
HK$41,616
+HK$2,084/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$79,064/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,820
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,935
−HK$1,132/mo
Today · 4.125%
HK$38,067
baseline
▲ 0.50% · 4.625%
HK$40,383
+HK$2,316/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$76,134/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,850
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,918
−HK$1,085/mo
Today · 4.125%
HK$42,003
baseline
▲ 0.50% · 4.625%
HK$44,217
+HK$2,214/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$84,006/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,927
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,107
−HK$1,199/mo
Today · 4.125%
HK$40,306
baseline
▲ 0.50% · 4.625%
HK$42,758
+HK$2,452/mo
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$80,612/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,194
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,325
−HK$1,148/mo
Today · 4.125%
HK$44,473
baseline
▲ 0.50% · 4.625%
HK$46,818
+HK$2,345/mo
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$88,946/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,053 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).