▼ 0.50% · 3.625%
HK$22,145
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,834
−HK$700/mo
Today · 4.125%
HK$23,534
baseline
▲ 0.50% · 4.625%
HK$24,966
+HK$1,432/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,068/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,636
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,297
−HK$670/mo
Today · 4.125%
HK$25,967
baseline
▲ 0.50% · 4.625%
HK$27,336
+HK$1,369/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,934/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,359
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,117
−HK$770/mo
Today · 4.125%
HK$25,887
baseline
▲ 0.50% · 4.625%
HK$27,462
+HK$1,575/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,774/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$341,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,100
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,826
−HK$738/mo
Today · 4.125%
HK$28,564
baseline
▲ 0.50% · 4.625%
HK$30,069
+HK$1,505/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,128/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$341,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,574
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,401
−HK$839/mo
Today · 4.125%
HK$28,240
baseline
▲ 0.50% · 4.625%
HK$29,959
+HK$1,719/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$56,480/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,563
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,356
−HK$804/mo
Today · 4.125%
HK$31,160
baseline
▲ 0.50% · 4.625%
HK$32,803
+HK$1,643/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$62,320/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,788
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,684
−HK$910/mo
Today · 4.125%
HK$30,594
baseline
▲ 0.50% · 4.625%
HK$32,455
+HK$1,861/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$61,188/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$341,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,027
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,886
−HK$871/mo
Today · 4.125%
HK$33,757
baseline
▲ 0.50% · 4.625%
HK$35,537
+HK$1,780/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$67,514/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$341,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,003
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,967
−HK$980/mo
Today · 4.125%
HK$32,947
baseline
▲ 0.50% · 4.625%
HK$34,952
+HK$2,005/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$65,894/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$341,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,490
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,415
−HK$939/mo
Today · 4.125%
HK$36,354
baseline
▲ 0.50% · 4.625%
HK$38,270
+HK$1,916/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$72,708/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$341,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,217
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,251
−HK$1,049/mo
Today · 4.125%
HK$35,300
baseline
▲ 0.50% · 4.625%
HK$37,448
+HK$2,148/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$70,600/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$341,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,954
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,945
−HK$1,006/mo
Today · 4.125%
HK$38,951
baseline
▲ 0.50% · 4.625%
HK$41,004
+HK$2,053/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$77,902/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$341,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,432
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,534
−HK$1,120/mo
Today · 4.125%
HK$37,654
baseline
▲ 0.50% · 4.625%
HK$39,945
+HK$2,291/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$75,308/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$341,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,418
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,475
−HK$1,072/mo
Today · 4.125%
HK$41,547
baseline
▲ 0.50% · 4.625%
HK$43,737
+HK$2,190/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$83,094/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$341,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,646
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,817
−HK$1,190/mo
Today · 4.125%
HK$40,007
baseline
▲ 0.50% · 4.625%
HK$42,442
+HK$2,435/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$80,014/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$341,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,881
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,004
−HK$1,140/mo
Today · 4.125%
HK$44,144
baseline
▲ 0.50% · 4.625%
HK$46,471
+HK$2,327/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$88,288/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$341,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,861
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,101
−HK$1,260/mo
Today · 4.125%
HK$42,361
baseline
▲ 0.50% · 4.625%
HK$44,938
+HK$2,577/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$84,722/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,345
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,534
−HK$1,207/mo
Today · 4.125%
HK$46,741
baseline
▲ 0.50% · 4.625%
HK$49,204
+HK$2,463/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$93,482/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,161 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).