▼ 0.50% · 3.625%
HK$21,056
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,710
−HK$666/mo
Today · 4.125%
HK$22,376
baseline
▲ 0.50% · 4.625%
HK$23,737
+HK$1,361/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,752/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,424
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,052
−HK$638/mo
Today · 4.125%
HK$24,690
baseline
▲ 0.50% · 4.625%
HK$25,991
+HK$1,301/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,380/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,161
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,882
−HK$731/mo
Today · 4.125%
HK$24,613
baseline
▲ 0.50% · 4.625%
HK$26,111
+HK$1,498/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$49,226/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,766
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,458
−HK$701/mo
Today · 4.125%
HK$27,159
baseline
▲ 0.50% · 4.625%
HK$28,590
+HK$1,431/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$54,318/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,267
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,053
−HK$798/mo
Today · 4.125%
HK$26,851
baseline
▲ 0.50% · 4.625%
HK$28,485
+HK$1,634/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,702/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,109
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,863
−HK$765/mo
Today · 4.125%
HK$29,628
baseline
▲ 0.50% · 4.625%
HK$31,189
+HK$1,561/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,256/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,372
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,224
−HK$865/mo
Today · 4.125%
HK$29,089
baseline
▲ 0.50% · 4.625%
HK$30,859
+HK$1,770/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,178/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$293,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,451
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,268
−HK$828/mo
Today · 4.125%
HK$32,096
baseline
▲ 0.50% · 4.625%
HK$33,788
+HK$1,692/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,192/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$293,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,478
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,395
−HK$931/mo
Today · 4.125%
HK$31,326
baseline
▲ 0.50% · 4.625%
HK$33,232
+HK$1,906/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,652/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$293,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,794
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,673
−HK$892/mo
Today · 4.125%
HK$34,565
baseline
▲ 0.50% · 4.625%
HK$36,387
+HK$1,822/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,130/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$293,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,583
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,566
−HK$998/mo
Today · 4.125%
HK$33,564
baseline
▲ 0.50% · 4.625%
HK$35,606
+HK$2,042/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,128/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,136
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,078
−HK$956/mo
Today · 4.125%
HK$37,034
baseline
▲ 0.50% · 4.625%
HK$38,987
+HK$1,953/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,068/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,689
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,737
−HK$1,064/mo
Today · 4.125%
HK$35,801
baseline
▲ 0.50% · 4.625%
HK$37,980
+HK$2,179/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$71,602/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,479
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,484
−HK$1,019/mo
Today · 4.125%
HK$39,503
baseline
▲ 0.50% · 4.625%
HK$41,586
+HK$2,083/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$79,006/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,794
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,908
−HK$1,131/mo
Today · 4.125%
HK$38,039
baseline
▲ 0.50% · 4.625%
HK$40,354
+HK$2,315/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$76,078/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,821
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,889
−HK$1,083/mo
Today · 4.125%
HK$41,972
baseline
▲ 0.50% · 4.625%
HK$44,185
+HK$2,213/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$83,944/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,900
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,079
−HK$1,198/mo
Today · 4.125%
HK$40,277
baseline
▲ 0.50% · 4.625%
HK$42,727
+HK$2,450/mo
Deposit HK$923K · loan HK$8.31M · min. income ≈ HK$80,554/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,163
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,294
−HK$1,147/mo
Today · 4.125%
HK$44,441
baseline
▲ 0.50% · 4.625%
HK$46,784
+HK$2,343/mo
Deposit HK$923K · loan HK$8.31M · min. income ≈ HK$88,882/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,385 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).