▼ 0.50% · 3.625%
HK$19,055
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,647
−HK$603/mo
Today · 4.125%
HK$20,250
baseline
▲ 0.50% · 4.625%
HK$21,482
+HK$1,232/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,500/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,198
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,767
−HK$577/mo
Today · 4.125%
HK$22,344
baseline
▲ 0.50% · 4.625%
HK$23,521
+HK$1,177/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,688/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,960
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,612
−HK$663/mo
Today · 4.125%
HK$22,275
baseline
▲ 0.50% · 4.625%
HK$23,630
+HK$1,355/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$44,550/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,318
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,943
−HK$635/mo
Today · 4.125%
HK$24,578
baseline
▲ 0.50% · 4.625%
HK$25,873
+HK$1,295/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$49,156/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,866
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,577
−HK$723/mo
Today · 4.125%
HK$24,300
baseline
▲ 0.50% · 4.625%
HK$25,778
+HK$1,478/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,600/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,438
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,120
−HK$692/mo
Today · 4.125%
HK$26,812
baseline
▲ 0.50% · 4.625%
HK$28,226
+HK$1,414/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,624/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,771
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,542
−HK$783/mo
Today · 4.125%
HK$26,325
baseline
▲ 0.50% · 4.625%
HK$27,926
+HK$1,601/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$52,650/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,558
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,297
−HK$750/mo
Today · 4.125%
HK$29,047
baseline
▲ 0.50% · 4.625%
HK$30,578
+HK$1,531/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$58,094/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,677
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,506
−HK$844/mo
Today · 4.125%
HK$28,350
baseline
▲ 0.50% · 4.625%
HK$30,075
+HK$1,725/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,700/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,678
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,473
−HK$808/mo
Today · 4.125%
HK$31,281
baseline
▲ 0.50% · 4.625%
HK$32,930
+HK$1,649/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,562/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,582
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,471
−HK$904/mo
Today · 4.125%
HK$30,375
baseline
▲ 0.50% · 4.625%
HK$32,223
+HK$1,848/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$60,750/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,797
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,650
−HK$865/mo
Today · 4.125%
HK$33,515
baseline
▲ 0.50% · 4.625%
HK$35,282
+HK$1,767/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$67,030/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,488
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,436
−HK$963/mo
Today · 4.125%
HK$32,399
baseline
▲ 0.50% · 4.625%
HK$34,371
+HK$1,972/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$64,798/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,917
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,827
−HK$923/mo
Today · 4.125%
HK$35,750
baseline
▲ 0.50% · 4.625%
HK$37,634
+HK$1,884/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$71,500/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,393
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,401
−HK$1,023/mo
Today · 4.125%
HK$34,424
baseline
▲ 0.50% · 4.625%
HK$36,519
+HK$2,095/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$68,848/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,037
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,004
−HK$980/mo
Today · 4.125%
HK$37,984
baseline
▲ 0.50% · 4.625%
HK$39,986
+HK$2,002/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$75,968/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,299
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,365
−HK$1,084/mo
Today · 4.125%
HK$36,449
baseline
▲ 0.50% · 4.625%
HK$38,667
+HK$2,218/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$72,898/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,157
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,180
−HK$1,038/mo
Today · 4.125%
HK$40,218
baseline
▲ 0.50% · 4.625%
HK$42,338
+HK$2,120/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$80,436/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,693 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).