▼ 0.50% · 3.625%
HK$21,757
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,433
−HK$688/mo
Today · 4.125%
HK$23,121
baseline
▲ 0.50% · 4.625%
HK$24,528
+HK$1,407/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,242/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$324,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,204
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,853
−HK$659/mo
Today · 4.125%
HK$25,512
baseline
▲ 0.50% · 4.625%
HK$26,856
+HK$1,344/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,024/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$324,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,932
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,677
−HK$756/mo
Today · 4.125%
HK$25,433
baseline
▲ 0.50% · 4.625%
HK$26,981
+HK$1,548/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$50,866/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,624
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,339
−HK$724/mo
Today · 4.125%
HK$28,063
baseline
▲ 0.50% · 4.625%
HK$29,542
+HK$1,479/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$56,126/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,108
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,920
−HK$825/mo
Today · 4.125%
HK$27,745
baseline
▲ 0.50% · 4.625%
HK$29,433
+HK$1,688/mo
Deposit HK$3.82M · loan HK$5.72M · min. income ≈ HK$55,490/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,045
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,824
−HK$790/mo
Today · 4.125%
HK$30,614
baseline
▲ 0.50% · 4.625%
HK$32,228
+HK$1,614/mo
Deposit HK$3.82M · loan HK$5.72M · min. income ≈ HK$61,228/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,284
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,163
−HK$894/mo
Today · 4.125%
HK$30,057
baseline
▲ 0.50% · 4.625%
HK$31,886
+HK$1,829/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,114/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$324,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,465
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,309
−HK$856/mo
Today · 4.125%
HK$33,165
baseline
▲ 0.50% · 4.625%
HK$34,913
+HK$1,748/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,330/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$324,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,459
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,407
−HK$962/mo
Today · 4.125%
HK$32,369
baseline
▲ 0.50% · 4.625%
HK$34,339
+HK$1,970/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,738/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,886
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,794
−HK$922/mo
Today · 4.125%
HK$35,716
baseline
▲ 0.50% · 4.625%
HK$37,599
+HK$1,883/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,432/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,635
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,650
−HK$1,031/mo
Today · 4.125%
HK$34,681
baseline
▲ 0.50% · 4.625%
HK$36,792
+HK$2,111/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,362/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,306
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,280
−HK$988/mo
Today · 4.125%
HK$38,268
baseline
▲ 0.50% · 4.625%
HK$40,285
+HK$2,017/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,536/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,811
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,893
−HK$1,101/mo
Today · 4.125%
HK$36,994
baseline
▲ 0.50% · 4.625%
HK$39,245
+HK$2,251/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,988/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,726
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,765
−HK$1,054/mo
Today · 4.125%
HK$40,819
baseline
▲ 0.50% · 4.625%
HK$42,970
+HK$2,151/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,638/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,986
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,137
−HK$1,169/mo
Today · 4.125%
HK$39,306
baseline
▲ 0.50% · 4.625%
HK$41,697
+HK$2,391/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,612/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,147
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,250
−HK$1,120/mo
Today · 4.125%
HK$43,370
baseline
▲ 0.50% · 4.625%
HK$45,656
+HK$2,286/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,740/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,162
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,380
−HK$1,238/mo
Today · 4.125%
HK$41,618
baseline
▲ 0.50% · 4.625%
HK$44,150
+HK$2,532/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$83,236/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,567
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,736
−HK$1,185/mo
Today · 4.125%
HK$45,921
baseline
▲ 0.50% · 4.625%
HK$48,342
+HK$2,421/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$91,842/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,132 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).