▼ 0.50% · 3.625%
HK$5,699
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,876
−HK$180/mo
Today · 4.125%
HK$6,056
baseline
▲ 0.50% · 4.625%
HK$6,425
+HK$369/mo
Deposit HK$1.25M · loan HK$1.25M · min. income ≈ HK$12,112/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,340
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,510
−HK$173/mo
Today · 4.125%
HK$6,683
baseline
▲ 0.50% · 4.625%
HK$7,035
+HK$352/mo
Deposit HK$1.25M · loan HK$1.25M · min. income ≈ HK$13,366/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,269
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,464
−HK$198/mo
Today · 4.125%
HK$6,662
baseline
▲ 0.50% · 4.625%
HK$7,067
+HK$405/mo
Deposit HK$1.12M · loan HK$1.37M · min. income ≈ HK$13,324/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,974
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,161
−HK$190/mo
Today · 4.125%
HK$7,351
baseline
▲ 0.50% · 4.625%
HK$7,738
+HK$387/mo
Deposit HK$1.12M · loan HK$1.37M · min. income ≈ HK$14,702/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,839
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,052
−HK$216/mo
Today · 4.125%
HK$7,268
baseline
▲ 0.50% · 4.625%
HK$7,710
+HK$442/mo
Deposit HK$1000K · loan HK$1.50M · min. income ≈ HK$14,536/mo (50% DSR)
Upfront cash ≈ HK$1000K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,608
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,812
−HK$207/mo
Today · 4.125%
HK$8,019
baseline
▲ 0.50% · 4.625%
HK$8,442
+HK$423/mo
Deposit HK$1000K · loan HK$1.50M · min. income ≈ HK$16,038/mo (50% DSR)
Upfront cash ≈ HK$1000K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,409
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,639
−HK$234/mo
Today · 4.125%
HK$7,873
baseline
▲ 0.50% · 4.625%
HK$8,352
+HK$479/mo
Deposit HK$875K · loan HK$1.62M · min. income ≈ HK$15,746/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,242
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,463
−HK$224/mo
Today · 4.125%
HK$8,687
baseline
▲ 0.50% · 4.625%
HK$9,145
+HK$458/mo
Deposit HK$875K · loan HK$1.62M · min. income ≈ HK$17,374/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,979
−HK$500/mo
▼ 0.25% · 3.875%
HK$8,227
−HK$252/mo
Today · 4.125%
HK$8,479
baseline
▲ 0.50% · 4.625%
HK$8,995
+HK$516/mo
Deposit HK$750K · loan HK$1.75M · min. income ≈ HK$16,958/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,876
−HK$480/mo
▼ 0.25% · 3.875%
HK$9,114
−HK$242/mo
Today · 4.125%
HK$9,356
baseline
▲ 0.50% · 4.625%
HK$9,849
+HK$493/mo
Deposit HK$750K · loan HK$1.75M · min. income ≈ HK$18,712/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,549
−HK$536/mo
▼ 0.25% · 3.875%
HK$8,814
−HK$271/mo
Today · 4.125%
HK$9,085
baseline
▲ 0.50% · 4.625%
HK$9,637
+HK$552/mo
Deposit HK$625K · loan HK$1.87M · min. income ≈ HK$18,170/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,510
−HK$514/mo
▼ 0.25% · 3.875%
HK$9,765
−HK$259/mo
Today · 4.125%
HK$10,024
baseline
▲ 0.50% · 4.625%
HK$10,552
+HK$528/mo
Deposit HK$625K · loan HK$1.87M · min. income ≈ HK$20,048/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,118
−HK$572/mo
▼ 0.25% · 3.875%
HK$9,402
−HK$288/mo
Today · 4.125%
HK$9,690
baseline
▲ 0.50% · 4.625%
HK$10,280
+HK$590/mo
Deposit HK$500K · loan HK$2.00M · min. income ≈ HK$19,380/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,144
−HK$548/mo
▼ 0.25% · 3.875%
HK$10,416
−HK$276/mo
Today · 4.125%
HK$10,692
baseline
▲ 0.50% · 4.625%
HK$11,256
+HK$564/mo
Deposit HK$500K · loan HK$2.00M · min. income ≈ HK$21,384/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,688
−HK$608/mo
▼ 0.25% · 3.875%
HK$9,990
−HK$306/mo
Today · 4.125%
HK$10,296
baseline
▲ 0.50% · 4.625%
HK$10,922
+HK$626/mo
Deposit HK$375K · loan HK$2.12M · min. income ≈ HK$20,592/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,778
−HK$583/mo
▼ 0.25% · 3.875%
HK$11,067
−HK$294/mo
Today · 4.125%
HK$11,361
baseline
▲ 0.50% · 4.625%
HK$11,959
+HK$598/mo
Deposit HK$375K · loan HK$2.12M · min. income ≈ HK$22,722/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,258
−HK$644/mo
▼ 0.25% · 3.875%
HK$10,577
−HK$325/mo
Today · 4.125%
HK$10,902
baseline
▲ 0.50% · 4.625%
HK$11,565
+HK$663/mo
Deposit HK$250K · loan HK$2.25M · min. income ≈ HK$21,804/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,412
−HK$617/mo
▼ 0.25% · 3.875%
HK$11,718
−HK$311/mo
Today · 4.125%
HK$12,029
baseline
▲ 0.50% · 4.625%
HK$12,663
+HK$634/mo
Deposit HK$250K · loan HK$2.25M · min. income ≈ HK$24,058/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).