▼ 0.50% · 3.625%
HK$14,845
−HK$930/mo
▼ 0.25% · 3.875%
HK$15,306
−HK$469/mo
Today · 4.125%
HK$15,775
baseline
▲ 0.50% · 4.625%
HK$16,735
+HK$960/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$31,550/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,514
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,957
−HK$450/mo
Today · 4.125%
HK$17,407
baseline
▲ 0.50% · 4.625%
HK$18,324
+HK$917/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$34,814/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,329
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,837
−HK$516/mo
Today · 4.125%
HK$17,353
baseline
▲ 0.50% · 4.625%
HK$18,409
+HK$1,056/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,706/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$186,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,166
−HK$981/mo
▼ 0.25% · 3.875%
HK$18,653
−HK$494/mo
Today · 4.125%
HK$19,147
baseline
▲ 0.50% · 4.625%
HK$20,157
+HK$1,010/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,294/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$186,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,813
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,368
−HK$562/mo
Today · 4.125%
HK$18,930
baseline
▲ 0.50% · 4.625%
HK$20,082
+HK$1,152/mo
Deposit HK$2.60M · loan HK$3.91M · min. income ≈ HK$37,860/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,817
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,349
−HK$539/mo
Today · 4.125%
HK$20,888
baseline
▲ 0.50% · 4.625%
HK$21,989
+HK$1,101/mo
Deposit HK$2.60M · loan HK$3.91M · min. income ≈ HK$41,776/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,298
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,898
−HK$610/mo
Today · 4.125%
HK$20,508
baseline
▲ 0.50% · 4.625%
HK$21,756
+HK$1,248/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$41,016/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$186,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,469
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,044
−HK$585/mo
Today · 4.125%
HK$22,629
baseline
▲ 0.50% · 4.625%
HK$23,821
+HK$1,192/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$45,258/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$186,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,782
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,429
−HK$657/mo
Today · 4.125%
HK$22,086
baseline
▲ 0.50% · 4.625%
HK$23,429
+HK$1,343/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$44,172/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,120
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,740
−HK$629/mo
Today · 4.125%
HK$24,369
baseline
▲ 0.50% · 4.625%
HK$25,654
+HK$1,285/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$48,738/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,267
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,959
−HK$704/mo
Today · 4.125%
HK$23,663
baseline
▲ 0.50% · 4.625%
HK$25,103
+HK$1,440/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$47,326/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$186,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,772
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,436
−HK$674/mo
Today · 4.125%
HK$26,110
baseline
▲ 0.50% · 4.625%
HK$27,486
+HK$1,376/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$52,220/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$186,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,751
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,490
−HK$751/mo
Today · 4.125%
HK$25,241
baseline
▲ 0.50% · 4.625%
HK$26,776
+HK$1,535/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$50,482/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$186,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,423
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,132
−HK$719/mo
Today · 4.125%
HK$27,851
baseline
▲ 0.50% · 4.625%
HK$29,319
+HK$1,468/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$55,702/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$186,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,236
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,021
−HK$797/mo
Today · 4.125%
HK$26,818
baseline
▲ 0.50% · 4.625%
HK$28,450
+HK$1,632/mo
Deposit HK$977K · loan HK$5.53M · min. income ≈ HK$53,636/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$186,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,074
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,827
−HK$764/mo
Today · 4.125%
HK$29,591
baseline
▲ 0.50% · 4.625%
HK$31,151
+HK$1,560/mo
Deposit HK$977K · loan HK$5.53M · min. income ≈ HK$59,182/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$186,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,720
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,551
−HK$845/mo
Today · 4.125%
HK$28,396
baseline
▲ 0.50% · 4.625%
HK$30,124
+HK$1,728/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$56,792/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$186,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,726
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,523
−HK$809/mo
Today · 4.125%
HK$31,332
baseline
▲ 0.50% · 4.625%
HK$32,983
+HK$1,651/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$62,664/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$186,002 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).