▼ 0.50% · 3.625%
HK$6,388
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,587
−HK$202/mo
Today · 4.125%
HK$6,789
baseline
▲ 0.50% · 4.625%
HK$7,202
+HK$413/mo
Deposit HK$1.40M · loan HK$1.40M · min. income ≈ HK$13,578/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,107
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,297
−HK$194/mo
Today · 4.125%
HK$7,491
baseline
▲ 0.50% · 4.625%
HK$7,886
+HK$395/mo
Deposit HK$1.40M · loan HK$1.40M · min. income ≈ HK$14,982/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,027
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,246
−HK$222/mo
Today · 4.125%
HK$7,468
baseline
▲ 0.50% · 4.625%
HK$7,922
+HK$454/mo
Deposit HK$1.26M · loan HK$1.54M · min. income ≈ HK$14,936/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,818
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,027
−HK$213/mo
Today · 4.125%
HK$8,240
baseline
▲ 0.50% · 4.625%
HK$8,674
+HK$434/mo
Deposit HK$1.26M · loan HK$1.54M · min. income ≈ HK$16,480/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,666
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,904
−HK$243/mo
Today · 4.125%
HK$8,147
baseline
▲ 0.50% · 4.625%
HK$8,642
+HK$495/mo
Deposit HK$1.12M · loan HK$1.68M · min. income ≈ HK$16,294/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,528
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,757
−HK$232/mo
Today · 4.125%
HK$8,989
baseline
▲ 0.50% · 4.625%
HK$9,463
+HK$474/mo
Deposit HK$1.12M · loan HK$1.68M · min. income ≈ HK$17,978/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,305
−HK$521/mo
▼ 0.25% · 3.875%
HK$8,563
−HK$263/mo
Today · 4.125%
HK$8,826
baseline
▲ 0.50% · 4.625%
HK$9,363
+HK$537/mo
Deposit HK$981K · loan HK$1.82M · min. income ≈ HK$17,652/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,239
−HK$499/mo
▼ 0.25% · 3.875%
HK$9,487
−HK$251/mo
Today · 4.125%
HK$9,738
baseline
▲ 0.50% · 4.625%
HK$10,251
+HK$513/mo
Deposit HK$981K · loan HK$1.82M · min. income ≈ HK$19,476/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,944
−HK$560/mo
▼ 0.25% · 3.875%
HK$9,222
−HK$282/mo
Today · 4.125%
HK$9,504
baseline
▲ 0.50% · 4.625%
HK$10,083
+HK$579/mo
Deposit HK$840K · loan HK$1.96M · min. income ≈ HK$19,008/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,950
−HK$537/mo
▼ 0.25% · 3.875%
HK$10,216
−HK$271/mo
Today · 4.125%
HK$10,487
baseline
▲ 0.50% · 4.625%
HK$11,040
+HK$553/mo
Deposit HK$840K · loan HK$1.96M · min. income ≈ HK$20,974/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,582
−HK$601/mo
▼ 0.25% · 3.875%
HK$9,880
−HK$303/mo
Today · 4.125%
HK$10,183
baseline
▲ 0.50% · 4.625%
HK$10,803
+HK$620/mo
Deposit HK$700K · loan HK$2.10M · min. income ≈ HK$20,366/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,660
−HK$576/mo
▼ 0.25% · 3.875%
HK$10,946
−HK$290/mo
Today · 4.125%
HK$11,236
baseline
▲ 0.50% · 4.625%
HK$11,829
+HK$593/mo
Deposit HK$700K · loan HK$2.10M · min. income ≈ HK$22,472/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,221
−HK$641/mo
▼ 0.25% · 3.875%
HK$10,539
−HK$323/mo
Today · 4.125%
HK$10,862
baseline
▲ 0.50% · 4.625%
HK$11,523
+HK$661/mo
Deposit HK$560K · loan HK$2.24M · min. income ≈ HK$21,724/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,371
−HK$614/mo
▼ 0.25% · 3.875%
HK$11,676
−HK$309/mo
Today · 4.125%
HK$11,985
baseline
▲ 0.50% · 4.625%
HK$12,617
+HK$632/mo
Deposit HK$560K · loan HK$2.24M · min. income ≈ HK$23,970/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,860
−HK$681/mo
▼ 0.25% · 3.875%
HK$11,198
−HK$343/mo
Today · 4.125%
HK$11,541
baseline
▲ 0.50% · 4.625%
HK$12,243
+HK$702/mo
Deposit HK$420K · loan HK$2.38M · min. income ≈ HK$23,082/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,082
−HK$652/mo
▼ 0.25% · 3.875%
HK$12,406
−HK$328/mo
Today · 4.125%
HK$12,734
baseline
▲ 0.50% · 4.625%
HK$13,406
+HK$672/mo
Deposit HK$420K · loan HK$2.38M · min. income ≈ HK$25,468/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,499
−HK$721/mo
▼ 0.25% · 3.875%
HK$11,857
−HK$363/mo
Today · 4.125%
HK$12,220
baseline
▲ 0.50% · 4.625%
HK$12,964
+HK$744/mo
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$24,440/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,792
−HK$692/mo
▼ 0.25% · 3.875%
HK$13,135
−HK$349/mo
Today · 4.125%
HK$13,484
baseline
▲ 0.50% · 4.625%
HK$14,194
+HK$710/mo
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$26,968/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).