▼ 0.50% · 3.625%
HK$13,863
−HK$869/mo
▼ 0.25% · 3.875%
HK$14,294
−HK$438/mo
Today · 4.125%
HK$14,732
baseline
▲ 0.50% · 4.625%
HK$15,628
+HK$896/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$29,464/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,422
−HK$833/mo
▼ 0.25% · 3.875%
HK$15,836
−HK$419/mo
Today · 4.125%
HK$16,255
baseline
▲ 0.50% · 4.625%
HK$17,112
+HK$857/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$32,510/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,249
−HK$956/mo
▼ 0.25% · 3.875%
HK$15,723
−HK$482/mo
Today · 4.125%
HK$16,205
baseline
▲ 0.50% · 4.625%
HK$17,191
+HK$986/mo
Deposit HK$2.74M · loan HK$3.34M · min. income ≈ HK$32,410/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$142,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,964
−HK$917/mo
▼ 0.25% · 3.875%
HK$17,419
−HK$462/mo
Today · 4.125%
HK$17,881
baseline
▲ 0.50% · 4.625%
HK$18,823
+HK$942/mo
Deposit HK$2.74M · loan HK$3.34M · min. income ≈ HK$35,762/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$142,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,635
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,153
−HK$525/mo
Today · 4.125%
HK$17,678
baseline
▲ 0.50% · 4.625%
HK$18,754
+HK$1,076/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$35,356/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,507
−HK$999/mo
▼ 0.25% · 3.875%
HK$19,003
−HK$503/mo
Today · 4.125%
HK$19,506
baseline
▲ 0.50% · 4.625%
HK$20,535
+HK$1,029/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$39,012/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,022
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,582
−HK$570/mo
Today · 4.125%
HK$19,152
baseline
▲ 0.50% · 4.625%
HK$20,317
+HK$1,165/mo
Deposit HK$2.13M · loan HK$3.95M · min. income ≈ HK$38,304/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$142,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,049
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,586
−HK$546/mo
Today · 4.125%
HK$21,132
baseline
▲ 0.50% · 4.625%
HK$22,246
+HK$1,114/mo
Deposit HK$2.13M · loan HK$3.95M · min. income ≈ HK$42,264/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$142,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,408
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,011
−HK$614/mo
Today · 4.125%
HK$20,625
baseline
▲ 0.50% · 4.625%
HK$21,880
+HK$1,255/mo
Deposit HK$1.82M · loan HK$4.26M · min. income ≈ HK$41,250/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$142,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,591
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,170
−HK$587/mo
Today · 4.125%
HK$22,757
baseline
▲ 0.50% · 4.625%
HK$23,957
+HK$1,200/mo
Deposit HK$1.82M · loan HK$4.26M · min. income ≈ HK$45,514/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$142,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,794
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,441
−HK$657/mo
Today · 4.125%
HK$22,098
baseline
▲ 0.50% · 4.625%
HK$23,443
+HK$1,345/mo
Deposit HK$1.52M · loan HK$4.56M · min. income ≈ HK$44,196/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$142,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,133
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,754
−HK$629/mo
Today · 4.125%
HK$24,383
baseline
▲ 0.50% · 4.625%
HK$25,668
+HK$1,285/mo
Deposit HK$1.52M · loan HK$4.56M · min. income ≈ HK$48,766/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$142,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,180
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,870
−HK$701/mo
Today · 4.125%
HK$23,571
baseline
▲ 0.50% · 4.625%
HK$25,005
+HK$1,434/mo
Deposit HK$1.22M · loan HK$4.86M · min. income ≈ HK$47,142/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$142,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,675
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,337
−HK$672/mo
Today · 4.125%
HK$26,009
baseline
▲ 0.50% · 4.625%
HK$27,379
+HK$1,370/mo
Deposit HK$1.22M · loan HK$4.86M · min. income ≈ HK$52,018/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$142,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,567
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,300
−HK$744/mo
Today · 4.125%
HK$25,044
baseline
▲ 0.50% · 4.625%
HK$26,568
+HK$1,524/mo
Deposit HK$912K · loan HK$5.17M · min. income ≈ HK$50,088/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$142,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,218
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,921
−HK$713/mo
Today · 4.125%
HK$27,634
baseline
▲ 0.50% · 4.625%
HK$29,091
+HK$1,457/mo
Deposit HK$912K · loan HK$5.17M · min. income ≈ HK$55,268/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$142,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,953
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,729
−HK$789/mo
Today · 4.125%
HK$26,518
baseline
▲ 0.50% · 4.625%
HK$28,131
+HK$1,613/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$53,036/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$142,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,760
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,504
−HK$756/mo
Today · 4.125%
HK$29,260
baseline
▲ 0.50% · 4.625%
HK$30,802
+HK$1,542/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$58,520/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$142,945 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).