▼ 0.50% · 3.625%
HK$17,412
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,953
−HK$551/mo
Today · 4.125%
HK$18,504
baseline
▲ 0.50% · 4.625%
HK$19,630
+HK$1,126/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,008/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,370
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,890
−HK$527/mo
Today · 4.125%
HK$20,417
baseline
▲ 0.50% · 4.625%
HK$21,493
+HK$1,076/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,834/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,153
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,749
−HK$605/mo
Today · 4.125%
HK$20,354
baseline
▲ 0.50% · 4.625%
HK$21,592
+HK$1,238/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$40,708/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,307
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,879
−HK$580/mo
Today · 4.125%
HK$22,459
baseline
▲ 0.50% · 4.625%
HK$23,642
+HK$1,183/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$44,918/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,894
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,544
−HK$660/mo
Today · 4.125%
HK$22,204
baseline
▲ 0.50% · 4.625%
HK$23,555
+HK$1,351/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,408/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$229,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,244
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,868
−HK$632/mo
Today · 4.125%
HK$24,500
baseline
▲ 0.50% · 4.625%
HK$25,792
+HK$1,292/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$49,000/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$229,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,635
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,339
−HK$716/mo
Today · 4.125%
HK$24,055
baseline
▲ 0.50% · 4.625%
HK$25,518
+HK$1,463/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,110/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,182
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,857
−HK$685/mo
Today · 4.125%
HK$26,542
baseline
▲ 0.50% · 4.625%
HK$27,941
+HK$1,399/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,084/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,376
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,135
−HK$770/mo
Today · 4.125%
HK$25,905
baseline
▲ 0.50% · 4.625%
HK$27,481
+HK$1,576/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$51,810/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,119
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,846
−HK$738/mo
Today · 4.125%
HK$28,584
baseline
▲ 0.50% · 4.625%
HK$30,090
+HK$1,506/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$57,168/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,118
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,930
−HK$825/mo
Today · 4.125%
HK$27,755
baseline
▲ 0.50% · 4.625%
HK$29,444
+HK$1,689/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$55,510/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,056
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,835
−HK$790/mo
Today · 4.125%
HK$30,625
baseline
▲ 0.50% · 4.625%
HK$32,240
+HK$1,615/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$61,250/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,859
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,725
−HK$881/mo
Today · 4.125%
HK$29,606
baseline
▲ 0.50% · 4.625%
HK$31,407
+HK$1,801/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$59,212/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,993
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,824
−HK$843/mo
Today · 4.125%
HK$32,667
baseline
▲ 0.50% · 4.625%
HK$34,389
+HK$1,722/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$65,334/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,600
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,521
−HK$935/mo
Today · 4.125%
HK$31,456
baseline
▲ 0.50% · 4.625%
HK$33,370
+HK$1,914/mo
Deposit HK$1.15M · loan HK$6.49M · min. income ≈ HK$62,912/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$229,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,930
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,813
−HK$896/mo
Today · 4.125%
HK$34,709
baseline
▲ 0.50% · 4.625%
HK$36,538
+HK$1,829/mo
Deposit HK$1.15M · loan HK$6.49M · min. income ≈ HK$69,418/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$229,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,341
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,316
−HK$991/mo
Today · 4.125%
HK$33,307
baseline
▲ 0.50% · 4.625%
HK$35,333
+HK$2,026/mo
Deposit HK$764K · loan HK$6.87M · min. income ≈ HK$66,614/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$229,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,867
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,802
−HK$948/mo
Today · 4.125%
HK$36,750
baseline
▲ 0.50% · 4.625%
HK$38,688
+HK$1,938/mo
Deposit HK$764K · loan HK$6.87M · min. income ≈ HK$73,500/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$229,077 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).