▼ 0.50% · 3.625%
HK$17,428
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$17,970
−HK$551/mo
Today · 4.125%
HK$18,521
baseline
▲ 0.50% · 4.625%
HK$19,648
+HK$1,127/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,042/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,388
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,908
−HK$528/mo
Today · 4.125%
HK$20,436
baseline
▲ 0.50% · 4.625%
HK$21,513
+HK$1,077/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,872/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,171
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,767
−HK$606/mo
Today · 4.125%
HK$20,373
baseline
▲ 0.50% · 4.625%
HK$21,613
+HK$1,240/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$40,746/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,327
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,899
−HK$581/mo
Today · 4.125%
HK$22,480
baseline
▲ 0.50% · 4.625%
HK$23,665
+HK$1,185/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$44,960/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,914
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,564
−HK$661/mo
Today · 4.125%
HK$22,225
baseline
▲ 0.50% · 4.625%
HK$23,577
+HK$1,352/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$44,450/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,266
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,890
−HK$633/mo
Today · 4.125%
HK$24,523
baseline
▲ 0.50% · 4.625%
HK$25,816
+HK$1,293/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$49,046/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,656
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,361
−HK$716/mo
Today · 4.125%
HK$24,077
baseline
▲ 0.50% · 4.625%
HK$25,542
+HK$1,465/mo
Deposit HK$2.68M · loan HK$4.97M · min. income ≈ HK$48,154/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,205
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,881
−HK$686/mo
Today · 4.125%
HK$26,567
baseline
▲ 0.50% · 4.625%
HK$27,967
+HK$1,400/mo
Deposit HK$2.68M · loan HK$4.97M · min. income ≈ HK$53,134/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,399
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,158
−HK$771/mo
Today · 4.125%
HK$25,929
baseline
▲ 0.50% · 4.625%
HK$27,507
+HK$1,578/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$51,858/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,144
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,872
−HK$738/mo
Today · 4.125%
HK$28,610
baseline
▲ 0.50% · 4.625%
HK$30,118
+HK$1,508/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$57,220/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,142
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,955
−HK$826/mo
Today · 4.125%
HK$27,781
baseline
▲ 0.50% · 4.625%
HK$29,472
+HK$1,691/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$55,562/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,083
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,863
−HK$791/mo
Today · 4.125%
HK$30,654
baseline
▲ 0.50% · 4.625%
HK$32,270
+HK$1,616/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$61,308/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,885
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,752
−HK$881/mo
Today · 4.125%
HK$29,633
baseline
▲ 0.50% · 4.625%
HK$31,437
+HK$1,804/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$59,266/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,022
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,854
−HK$844/mo
Today · 4.125%
HK$32,698
baseline
▲ 0.50% · 4.625%
HK$34,421
+HK$1,723/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$65,396/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,628
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,549
−HK$937/mo
Today · 4.125%
HK$31,486
baseline
▲ 0.50% · 4.625%
HK$33,401
+HK$1,915/mo
Deposit HK$1.15M · loan HK$6.50M · min. income ≈ HK$62,972/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,960
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,844
−HK$897/mo
Today · 4.125%
HK$34,741
baseline
▲ 0.50% · 4.625%
HK$36,572
+HK$1,831/mo
Deposit HK$1.15M · loan HK$6.50M · min. income ≈ HK$69,482/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,370
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,346
−HK$992/mo
Today · 4.125%
HK$33,338
baseline
▲ 0.50% · 4.625%
HK$35,366
+HK$2,028/mo
Deposit HK$764K · loan HK$6.88M · min. income ≈ HK$66,676/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,899
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,835
−HK$950/mo
Today · 4.125%
HK$36,785
baseline
▲ 0.50% · 4.625%
HK$38,724
+HK$1,939/mo
Deposit HK$764K · loan HK$6.88M · min. income ≈ HK$73,570/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,290 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).