▼ 0.50% · 3.625%
HK$17,468
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,011
−HK$552/mo
Today · 4.125%
HK$18,563
baseline
▲ 0.50% · 4.625%
HK$19,693
+HK$1,130/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$37,126/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,433
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,954
−HK$529/mo
Today · 4.125%
HK$20,483
baseline
▲ 0.50% · 4.625%
HK$21,562
+HK$1,079/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$40,966/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,215
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,812
−HK$608/mo
Today · 4.125%
HK$20,420
baseline
▲ 0.50% · 4.625%
HK$21,662
+HK$1,242/mo
Deposit HK$3.45M · loan HK$4.21M · min. income ≈ HK$40,840/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$229,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,376
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,949
−HK$582/mo
Today · 4.125%
HK$22,531
baseline
▲ 0.50% · 4.625%
HK$23,719
+HK$1,188/mo
Deposit HK$3.45M · loan HK$4.21M · min. income ≈ HK$45,062/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$229,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,961
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,613
−HK$663/mo
Today · 4.125%
HK$22,276
baseline
▲ 0.50% · 4.625%
HK$23,631
+HK$1,355/mo
Deposit HK$3.06M · loan HK$4.60M · min. income ≈ HK$44,552/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,319
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,945
−HK$634/mo
Today · 4.125%
HK$24,579
baseline
▲ 0.50% · 4.625%
HK$25,875
+HK$1,296/mo
Deposit HK$3.06M · loan HK$4.60M · min. income ≈ HK$49,158/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,708
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,415
−HK$717/mo
Today · 4.125%
HK$24,132
baseline
▲ 0.50% · 4.625%
HK$25,601
+HK$1,469/mo
Deposit HK$2.68M · loan HK$4.98M · min. income ≈ HK$48,264/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,263
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,940
−HK$688/mo
Today · 4.125%
HK$26,628
baseline
▲ 0.50% · 4.625%
HK$28,031
+HK$1,403/mo
Deposit HK$2.68M · loan HK$4.98M · min. income ≈ HK$53,256/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,455
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,216
−HK$773/mo
Today · 4.125%
HK$25,989
baseline
▲ 0.50% · 4.625%
HK$27,570
+HK$1,581/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$51,978/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,206
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,936
−HK$740/mo
Today · 4.125%
HK$28,676
baseline
▲ 0.50% · 4.625%
HK$30,187
+HK$1,511/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$57,352/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,202
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,017
−HK$828/mo
Today · 4.125%
HK$27,845
baseline
▲ 0.50% · 4.625%
HK$29,539
+HK$1,694/mo
Deposit HK$1.92M · loan HK$5.75M · min. income ≈ HK$55,690/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,149
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,931
−HK$793/mo
Today · 4.125%
HK$30,724
baseline
▲ 0.50% · 4.625%
HK$32,344
+HK$1,620/mo
Deposit HK$1.92M · loan HK$5.75M · min. income ≈ HK$61,448/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,949
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,818
−HK$883/mo
Today · 4.125%
HK$29,701
baseline
▲ 0.50% · 4.625%
HK$31,508
+HK$1,807/mo
Deposit HK$1.53M · loan HK$6.13M · min. income ≈ HK$59,402/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,092
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,926
−HK$846/mo
Today · 4.125%
HK$32,772
baseline
▲ 0.50% · 4.625%
HK$34,500
+HK$1,728/mo
Deposit HK$1.53M · loan HK$6.13M · min. income ≈ HK$65,544/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,695
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,619
−HK$938/mo
Today · 4.125%
HK$31,557
baseline
▲ 0.50% · 4.625%
HK$33,478
+HK$1,921/mo
Deposit HK$1.15M · loan HK$6.51M · min. income ≈ HK$63,114/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,036
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,922
−HK$899/mo
Today · 4.125%
HK$34,821
baseline
▲ 0.50% · 4.625%
HK$36,656
+HK$1,835/mo
Deposit HK$1.15M · loan HK$6.51M · min. income ≈ HK$69,642/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,442
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,420
−HK$994/mo
Today · 4.125%
HK$33,414
baseline
▲ 0.50% · 4.625%
HK$35,447
+HK$2,033/mo
Deposit HK$766K · loan HK$6.89M · min. income ≈ HK$66,828/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,979
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,917
−HK$952/mo
Today · 4.125%
HK$36,869
baseline
▲ 0.50% · 4.625%
HK$38,812
+HK$1,943/mo
Deposit HK$766K · loan HK$6.89M · min. income ≈ HK$73,738/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,815 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).