▼ 0.50% · 3.625%
HK$21,653
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,326
−HK$684/mo
Today · 4.125%
HK$23,010
baseline
▲ 0.50% · 4.625%
HK$24,410
+HK$1,400/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,020/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,088
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,734
−HK$656/mo
Today · 4.125%
HK$25,390
baseline
▲ 0.50% · 4.625%
HK$26,728
+HK$1,338/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,780/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,818
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,559
−HK$752/mo
Today · 4.125%
HK$25,311
baseline
▲ 0.50% · 4.625%
HK$26,852
+HK$1,541/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$50,622/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,497
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,208
−HK$721/mo
Today · 4.125%
HK$27,929
baseline
▲ 0.50% · 4.625%
HK$29,401
+HK$1,472/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$55,858/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,983
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,791
−HK$821/mo
Today · 4.125%
HK$27,612
baseline
▲ 0.50% · 4.625%
HK$29,293
+HK$1,681/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,224/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,906
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,681
−HK$787/mo
Today · 4.125%
HK$30,468
baseline
▲ 0.50% · 4.625%
HK$32,074
+HK$1,606/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,936/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,148
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,024
−HK$889/mo
Today · 4.125%
HK$29,913
baseline
▲ 0.50% · 4.625%
HK$31,734
+HK$1,821/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$59,826/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,315
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,155
−HK$852/mo
Today · 4.125%
HK$33,007
baseline
▲ 0.50% · 4.625%
HK$34,746
+HK$1,739/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$66,014/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,314
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,256
−HK$958/mo
Today · 4.125%
HK$32,214
baseline
▲ 0.50% · 4.625%
HK$34,175
+HK$1,961/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,428/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,724
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,628
−HK$918/mo
Today · 4.125%
HK$35,546
baseline
▲ 0.50% · 4.625%
HK$37,419
+HK$1,873/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,092/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,479
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,489
−HK$1,027/mo
Today · 4.125%
HK$34,516
baseline
▲ 0.50% · 4.625%
HK$36,616
+HK$2,100/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$69,032/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,132
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,101
−HK$983/mo
Today · 4.125%
HK$38,084
baseline
▲ 0.50% · 4.625%
HK$40,092
+HK$2,008/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$76,168/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,644
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,722
−HK$1,095/mo
Today · 4.125%
HK$36,817
baseline
▲ 0.50% · 4.625%
HK$39,057
+HK$2,240/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$73,634/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,541
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,575
−HK$1,048/mo
Today · 4.125%
HK$40,623
baseline
▲ 0.50% · 4.625%
HK$42,765
+HK$2,142/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$81,246/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,809
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,954
−HK$1,164/mo
Today · 4.125%
HK$39,118
baseline
▲ 0.50% · 4.625%
HK$41,498
+HK$2,380/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$78,236/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,950
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,048
−HK$1,114/mo
Today · 4.125%
HK$43,162
baseline
▲ 0.50% · 4.625%
HK$45,438
+HK$2,276/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$86,324/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,975
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,187
−HK$1,232/mo
Today · 4.125%
HK$41,419
baseline
▲ 0.50% · 4.625%
HK$43,939
+HK$2,520/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$82,838/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,359
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,522
−HK$1,179/mo
Today · 4.125%
HK$45,701
baseline
▲ 0.50% · 4.625%
HK$48,110
+HK$2,409/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$91,402/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,566 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).