▼ 0.50% · 3.625%
HK$17,652
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,201
−HK$558/mo
Today · 4.125%
HK$18,759
baseline
▲ 0.50% · 4.625%
HK$19,900
+HK$1,141/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,518/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,638
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,164
−HK$535/mo
Today · 4.125%
HK$20,699
baseline
▲ 0.50% · 4.625%
HK$21,790
+HK$1,091/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,398/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,417
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,021
−HK$614/mo
Today · 4.125%
HK$20,635
baseline
▲ 0.50% · 4.625%
HK$21,890
+HK$1,255/mo
Deposit HK$3.48M · loan HK$4.26M · min. income ≈ HK$41,270/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,602
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,181
−HK$588/mo
Today · 4.125%
HK$22,769
baseline
▲ 0.50% · 4.625%
HK$23,969
+HK$1,200/mo
Deposit HK$3.48M · loan HK$4.26M · min. income ≈ HK$45,538/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,182
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,841
−HK$670/mo
Today · 4.125%
HK$22,511
baseline
▲ 0.50% · 4.625%
HK$23,881
+HK$1,370/mo
Deposit HK$3.10M · loan HK$4.64M · min. income ≈ HK$45,022/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,565
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,197
−HK$641/mo
Today · 4.125%
HK$24,838
baseline
▲ 0.50% · 4.625%
HK$26,148
+HK$1,310/mo
Deposit HK$3.10M · loan HK$4.64M · min. income ≈ HK$49,676/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,948
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,661
−HK$726/mo
Today · 4.125%
HK$24,387
baseline
▲ 0.50% · 4.625%
HK$25,871
+HK$1,484/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$48,774/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$232,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,529
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,214
−HK$694/mo
Today · 4.125%
HK$26,908
baseline
▲ 0.50% · 4.625%
HK$28,327
+HK$1,419/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$53,816/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$232,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,713
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,482
−HK$781/mo
Today · 4.125%
HK$26,263
baseline
▲ 0.50% · 4.625%
HK$27,861
+HK$1,598/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$52,526/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$232,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,493
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,230
−HK$748/mo
Today · 4.125%
HK$28,978
baseline
▲ 0.50% · 4.625%
HK$30,506
+HK$1,528/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$57,956/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$232,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,478
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,302
−HK$837/mo
Today · 4.125%
HK$28,139
baseline
▲ 0.50% · 4.625%
HK$29,851
+HK$1,712/mo
Deposit HK$1.94M · loan HK$5.81M · min. income ≈ HK$56,278/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,457
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,247
−HK$801/mo
Today · 4.125%
HK$31,048
baseline
▲ 0.50% · 4.625%
HK$32,685
+HK$1,637/mo
Deposit HK$1.94M · loan HK$5.81M · min. income ≈ HK$62,096/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,243
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,122
−HK$892/mo
Today · 4.125%
HK$30,014
baseline
▲ 0.50% · 4.625%
HK$31,841
+HK$1,827/mo
Deposit HK$1.55M · loan HK$6.19M · min. income ≈ HK$60,028/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,420
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,263
−HK$855/mo
Today · 4.125%
HK$33,118
baseline
▲ 0.50% · 4.625%
HK$34,864
+HK$1,746/mo
Deposit HK$1.55M · loan HK$6.19M · min. income ≈ HK$66,236/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,009
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,942
−HK$948/mo
Today · 4.125%
HK$31,890
baseline
▲ 0.50% · 4.625%
HK$33,831
+HK$1,941/mo
Deposit HK$1.16M · loan HK$6.58M · min. income ≈ HK$63,780/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$232,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,384
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,280
−HK$908/mo
Today · 4.125%
HK$35,188
baseline
▲ 0.50% · 4.625%
HK$37,043
+HK$1,855/mo
Deposit HK$1.16M · loan HK$6.58M · min. income ≈ HK$70,376/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$232,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,774
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,762
−HK$1,004/mo
Today · 4.125%
HK$33,766
baseline
▲ 0.50% · 4.625%
HK$35,821
+HK$2,055/mo
Deposit HK$774K · loan HK$6.97M · min. income ≈ HK$67,532/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,348
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,296
−HK$962/mo
Today · 4.125%
HK$37,258
baseline
▲ 0.50% · 4.625%
HK$39,222
+HK$1,964/mo
Deposit HK$774K · loan HK$6.97M · min. income ≈ HK$74,516/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,238 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).