▼ 0.50% · 3.625%
HK$4,440
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,578
−HK$141/mo
Today · 4.125%
HK$4,719
baseline
▲ 0.50% · 4.625%
HK$5,006
+HK$287/mo
Deposit HK$974K · loan HK$974K · min. income ≈ HK$9,438/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,940
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,072
−HK$135/mo
Today · 4.125%
HK$5,207
baseline
▲ 0.50% · 4.625%
HK$5,481
+HK$274/mo
Deposit HK$974K · loan HK$974K · min. income ≈ HK$10,414/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,884
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,036
−HK$155/mo
Today · 4.125%
HK$5,191
baseline
▲ 0.50% · 4.625%
HK$5,506
+HK$315/mo
Deposit HK$876K · loan HK$1.07M · min. income ≈ HK$10,382/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,434
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,579
−HK$148/mo
Today · 4.125%
HK$5,727
baseline
▲ 0.50% · 4.625%
HK$6,029
+HK$302/mo
Deposit HK$876K · loan HK$1.07M · min. income ≈ HK$11,454/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,328
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,494
−HK$168/mo
Today · 4.125%
HK$5,662
baseline
▲ 0.50% · 4.625%
HK$6,007
+HK$345/mo
Deposit HK$779K · loan HK$1.17M · min. income ≈ HK$11,324/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,928
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,087
−HK$161/mo
Today · 4.125%
HK$6,248
baseline
▲ 0.50% · 4.625%
HK$6,577
+HK$329/mo
Deposit HK$779K · loan HK$1.17M · min. income ≈ HK$12,496/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,772
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,952
−HK$182/mo
Today · 4.125%
HK$6,134
baseline
▲ 0.50% · 4.625%
HK$6,508
+HK$374/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$12,268/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,422
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,594
−HK$175/mo
Today · 4.125%
HK$6,769
baseline
▲ 0.50% · 4.625%
HK$7,125
+HK$356/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$13,538/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,216
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,410
−HK$196/mo
Today · 4.125%
HK$6,606
baseline
▲ 0.50% · 4.625%
HK$7,008
+HK$402/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$13,212/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,916
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,101
−HK$188/mo
Today · 4.125%
HK$7,289
baseline
▲ 0.50% · 4.625%
HK$7,673
+HK$384/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$14,578/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,660
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,868
−HK$210/mo
Today · 4.125%
HK$7,078
baseline
▲ 0.50% · 4.625%
HK$7,509
+HK$431/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$14,156/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,410
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,608
−HK$202/mo
Today · 4.125%
HK$7,810
baseline
▲ 0.50% · 4.625%
HK$8,222
+HK$412/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$15,620/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,104
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,325
−HK$225/mo
Today · 4.125%
HK$7,550
baseline
▲ 0.50% · 4.625%
HK$8,009
+HK$459/mo
Deposit HK$389K · loan HK$1.56M · min. income ≈ HK$15,100/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,904
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,116
−HK$215/mo
Today · 4.125%
HK$8,331
baseline
▲ 0.50% · 4.625%
HK$8,770
+HK$439/mo
Deposit HK$389K · loan HK$1.56M · min. income ≈ HK$16,662/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,548
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,783
−HK$239/mo
Today · 4.125%
HK$8,022
baseline
▲ 0.50% · 4.625%
HK$8,510
+HK$488/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$16,044/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,398
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,623
−HK$228/mo
Today · 4.125%
HK$8,851
baseline
▲ 0.50% · 4.625%
HK$9,318
+HK$467/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$17,702/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,992
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,241
−HK$253/mo
Today · 4.125%
HK$8,494
baseline
▲ 0.50% · 4.625%
HK$9,010
+HK$516/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$16,988/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,891
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,130
−HK$242/mo
Today · 4.125%
HK$9,372
baseline
▲ 0.50% · 4.625%
HK$9,866
+HK$494/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$18,744/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).