▼ 0.50% · 3.625%
HK$3,090
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,186
−HK$98/mo
Today · 4.125%
HK$3,284
baseline
▲ 0.50% · 4.625%
HK$3,484
+HK$200/mo
Deposit HK$678K · loan HK$678K · min. income ≈ HK$6,568/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,438
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,530
−HK$93/mo
Today · 4.125%
HK$3,623
baseline
▲ 0.50% · 4.625%
HK$3,814
+HK$191/mo
Deposit HK$678K · loan HK$678K · min. income ≈ HK$7,246/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,399
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,505
−HK$107/mo
Today · 4.125%
HK$3,612
baseline
▲ 0.50% · 4.625%
HK$3,832
+HK$220/mo
Deposit HK$610K · loan HK$745K · min. income ≈ HK$7,224/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,781
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,883
−HK$103/mo
Today · 4.125%
HK$3,986
baseline
▲ 0.50% · 4.625%
HK$4,196
+HK$210/mo
Deposit HK$610K · loan HK$745K · min. income ≈ HK$7,972/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,708
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,823
−HK$118/mo
Today · 4.125%
HK$3,941
baseline
▲ 0.50% · 4.625%
HK$4,180
+HK$239/mo
Deposit HK$542K · loan HK$813K · min. income ≈ HK$7,882/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,125
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,236
−HK$112/mo
Today · 4.125%
HK$4,348
baseline
▲ 0.50% · 4.625%
HK$4,577
+HK$229/mo
Deposit HK$542K · loan HK$813K · min. income ≈ HK$8,696/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,017
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,142
−HK$127/mo
Today · 4.125%
HK$4,269
baseline
▲ 0.50% · 4.625%
HK$4,529
+HK$260/mo
Deposit HK$474K · loan HK$881K · min. income ≈ HK$8,538/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,469
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,589
−HK$121/mo
Today · 4.125%
HK$4,710
baseline
▲ 0.50% · 4.625%
HK$4,959
+HK$249/mo
Deposit HK$474K · loan HK$881K · min. income ≈ HK$9,420/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,326
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,461
−HK$136/mo
Today · 4.125%
HK$4,597
baseline
▲ 0.50% · 4.625%
HK$4,877
+HK$280/mo
Deposit HK$407K · loan HK$949K · min. income ≈ HK$9,194/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,813
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,942
−HK$131/mo
Today · 4.125%
HK$5,073
baseline
▲ 0.50% · 4.625%
HK$5,340
+HK$267/mo
Deposit HK$407K · loan HK$949K · min. income ≈ HK$10,146/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,635
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,779
−HK$147/mo
Today · 4.125%
HK$4,926
baseline
▲ 0.50% · 4.625%
HK$5,226
+HK$300/mo
Deposit HK$339K · loan HK$1.02M · min. income ≈ HK$9,852/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,157
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,295
−HK$140/mo
Today · 4.125%
HK$5,435
baseline
▲ 0.50% · 4.625%
HK$5,722
+HK$287/mo
Deposit HK$339K · loan HK$1.02M · min. income ≈ HK$10,870/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,944
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,098
−HK$156/mo
Today · 4.125%
HK$5,254
baseline
▲ 0.50% · 4.625%
HK$5,574
+HK$320/mo
Deposit HK$271K · loan HK$1.08M · min. income ≈ HK$10,508/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,500
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,648
−HK$149/mo
Today · 4.125%
HK$5,797
baseline
▲ 0.50% · 4.625%
HK$6,103
+HK$306/mo
Deposit HK$271K · loan HK$1.08M · min. income ≈ HK$11,594/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,253
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,417
−HK$166/mo
Today · 4.125%
HK$5,583
baseline
▲ 0.50% · 4.625%
HK$5,922
+HK$339/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$11,166/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,844
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,001
−HK$159/mo
Today · 4.125%
HK$6,160
baseline
▲ 0.50% · 4.625%
HK$6,484
+HK$324/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$12,320/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,562
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,735
−HK$176/mo
Today · 4.125%
HK$5,911
baseline
▲ 0.50% · 4.625%
HK$6,271
+HK$360/mo
Deposit HK$136K · loan HK$1.22M · min. income ≈ HK$11,822/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,188
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,354
−HK$168/mo
Today · 4.125%
HK$6,522
baseline
▲ 0.50% · 4.625%
HK$6,866
+HK$344/mo
Deposit HK$136K · loan HK$1.22M · min. income ≈ HK$13,044/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).