▼ 0.50% · 3.625%
HK$3,063
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,158
−HK$97/mo
Today · 4.125%
HK$3,255
baseline
▲ 0.50% · 4.625%
HK$3,453
+HK$198/mo
Deposit HK$672K · loan HK$672K · min. income ≈ HK$6,510/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,407
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,499
−HK$93/mo
Today · 4.125%
HK$3,592
baseline
▲ 0.50% · 4.625%
HK$3,781
+HK$189/mo
Deposit HK$672K · loan HK$672K · min. income ≈ HK$7,184/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,369
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,474
−HK$106/mo
Today · 4.125%
HK$3,580
baseline
▲ 0.50% · 4.625%
HK$3,798
+HK$218/mo
Deposit HK$604K · loan HK$739K · min. income ≈ HK$7,160/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,748
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,849
−HK$102/mo
Today · 4.125%
HK$3,951
baseline
▲ 0.50% · 4.625%
HK$4,159
+HK$208/mo
Deposit HK$604K · loan HK$739K · min. income ≈ HK$7,902/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,675
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,790
−HK$116/mo
Today · 4.125%
HK$3,906
baseline
▲ 0.50% · 4.625%
HK$4,144
+HK$238/mo
Deposit HK$537K · loan HK$806K · min. income ≈ HK$7,812/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,089
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,199
−HK$111/mo
Today · 4.125%
HK$4,310
baseline
▲ 0.50% · 4.625%
HK$4,537
+HK$227/mo
Deposit HK$537K · loan HK$806K · min. income ≈ HK$8,620/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,982
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,106
−HK$125/mo
Today · 4.125%
HK$4,231
baseline
▲ 0.50% · 4.625%
HK$4,489
+HK$258/mo
Deposit HK$470K · loan HK$873K · min. income ≈ HK$8,462/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,430
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,548
−HK$121/mo
Today · 4.125%
HK$4,669
baseline
▲ 0.50% · 4.625%
HK$4,915
+HK$246/mo
Deposit HK$470K · loan HK$873K · min. income ≈ HK$9,338/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,288
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,421
−HK$136/mo
Today · 4.125%
HK$4,557
baseline
▲ 0.50% · 4.625%
HK$4,834
+HK$277/mo
Deposit HK$403K · loan HK$940K · min. income ≈ HK$9,114/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,770
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,898
−HK$130/mo
Today · 4.125%
HK$5,028
baseline
▲ 0.50% · 4.625%
HK$5,293
+HK$265/mo
Deposit HK$403K · loan HK$940K · min. income ≈ HK$10,056/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,594
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,737
−HK$145/mo
Today · 4.125%
HK$4,882
baseline
▲ 0.50% · 4.625%
HK$5,180
+HK$298/mo
Deposit HK$336K · loan HK$1.01M · min. income ≈ HK$9,764/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,111
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,248
−HK$139/mo
Today · 4.125%
HK$5,387
baseline
▲ 0.50% · 4.625%
HK$5,671
+HK$284/mo
Deposit HK$336K · loan HK$1.01M · min. income ≈ HK$10,774/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,901
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,053
−HK$155/mo
Today · 4.125%
HK$5,208
baseline
▲ 0.50% · 4.625%
HK$5,525
+HK$317/mo
Deposit HK$269K · loan HK$1.07M · min. income ≈ HK$10,416/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,452
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,598
−HK$148/mo
Today · 4.125%
HK$5,746
baseline
▲ 0.50% · 4.625%
HK$6,049
+HK$303/mo
Deposit HK$269K · loan HK$1.07M · min. income ≈ HK$11,492/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,207
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,369
−HK$164/mo
Today · 4.125%
HK$5,533
baseline
▲ 0.50% · 4.625%
HK$5,870
+HK$337/mo
Deposit HK$201K · loan HK$1.14M · min. income ≈ HK$11,066/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,793
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,948
−HK$158/mo
Today · 4.125%
HK$6,106
baseline
▲ 0.50% · 4.625%
HK$6,427
+HK$321/mo
Deposit HK$201K · loan HK$1.14M · min. income ≈ HK$12,212/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,513
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,685
−HK$174/mo
Today · 4.125%
HK$5,859
baseline
▲ 0.50% · 4.625%
HK$6,215
+HK$356/mo
Deposit HK$134K · loan HK$1.21M · min. income ≈ HK$11,718/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,133
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,298
−HK$167/mo
Today · 4.125%
HK$6,465
baseline
▲ 0.50% · 4.625%
HK$6,806
+HK$341/mo
Deposit HK$134K · loan HK$1.21M · min. income ≈ HK$12,930/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).