▼ 0.50% · 3.625%
HK$3,324
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,427
−HK$105/mo
Today · 4.125%
HK$3,532
baseline
▲ 0.50% · 4.625%
HK$3,747
+HK$215/mo
Deposit HK$729K · loan HK$729K · min. income ≈ HK$7,064/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,697
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,797
−HK$100/mo
Today · 4.125%
HK$3,897
baseline
▲ 0.50% · 4.625%
HK$4,103
+HK$206/mo
Deposit HK$729K · loan HK$729K · min. income ≈ HK$7,794/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,656
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,770
−HK$115/mo
Today · 4.125%
HK$3,885
baseline
▲ 0.50% · 4.625%
HK$4,122
+HK$237/mo
Deposit HK$656K · loan HK$802K · min. income ≈ HK$7,770/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,067
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,176
−HK$111/mo
Today · 4.125%
HK$4,287
baseline
▲ 0.50% · 4.625%
HK$4,513
+HK$226/mo
Deposit HK$656K · loan HK$802K · min. income ≈ HK$8,574/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,988
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,112
−HK$126/mo
Today · 4.125%
HK$4,238
baseline
▲ 0.50% · 4.625%
HK$4,496
+HK$258/mo
Deposit HK$583K · loan HK$875K · min. income ≈ HK$8,476/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,437
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,556
−HK$121/mo
Today · 4.125%
HK$4,677
baseline
▲ 0.50% · 4.625%
HK$4,923
+HK$246/mo
Deposit HK$583K · loan HK$875K · min. income ≈ HK$9,354/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,321
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,455
−HK$137/mo
Today · 4.125%
HK$4,592
baseline
▲ 0.50% · 4.625%
HK$4,871
+HK$279/mo
Deposit HK$510K · loan HK$947K · min. income ≈ HK$9,184/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,807
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,936
−HK$130/mo
Today · 4.125%
HK$5,066
baseline
▲ 0.50% · 4.625%
HK$5,333
+HK$267/mo
Deposit HK$510K · loan HK$947K · min. income ≈ HK$10,132/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,653
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,798
−HK$147/mo
Today · 4.125%
HK$4,945
baseline
▲ 0.50% · 4.625%
HK$5,246
+HK$301/mo
Deposit HK$437K · loan HK$1.02M · min. income ≈ HK$9,890/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,176
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,315
−HK$141/mo
Today · 4.125%
HK$5,456
baseline
▲ 0.50% · 4.625%
HK$5,744
+HK$288/mo
Deposit HK$437K · loan HK$1.02M · min. income ≈ HK$10,912/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,985
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,140
−HK$158/mo
Today · 4.125%
HK$5,298
baseline
▲ 0.50% · 4.625%
HK$5,620
+HK$322/mo
Deposit HK$364K · loan HK$1.09M · min. income ≈ HK$10,596/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,546
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,695
−HK$151/mo
Today · 4.125%
HK$5,846
baseline
▲ 0.50% · 4.625%
HK$6,154
+HK$308/mo
Deposit HK$364K · loan HK$1.09M · min. income ≈ HK$11,692/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,318
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,483
−HK$168/mo
Today · 4.125%
HK$5,651
baseline
▲ 0.50% · 4.625%
HK$5,995
+HK$344/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$11,302/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,916
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,074
−HK$161/mo
Today · 4.125%
HK$6,235
baseline
▲ 0.50% · 4.625%
HK$6,564
+HK$329/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$12,470/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,650
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,826
−HK$178/mo
Today · 4.125%
HK$6,004
baseline
▲ 0.50% · 4.625%
HK$6,370
+HK$366/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$12,008/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,286
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,454
−HK$171/mo
Today · 4.125%
HK$6,625
baseline
▲ 0.50% · 4.625%
HK$6,974
+HK$349/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$13,250/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,982
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,168
−HK$190/mo
Today · 4.125%
HK$6,358
baseline
▲ 0.50% · 4.625%
HK$6,744
+HK$386/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$12,716/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,655
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,834
−HK$181/mo
Today · 4.125%
HK$7,015
baseline
▲ 0.50% · 4.625%
HK$7,385
+HK$370/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$14,030/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).